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HomeBridge Financial Services, Inc in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 5493001WHVQBGRSWEU75
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

HomeBridge Financial Services, Inc's 2024 HMDA record for Indiana covers 183 applications, 110 of them originated, worth $20m.

Its denial rate in the state was 24.1%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 27.8%.

The median rate spread on its Indiana originations was 0.2 percentage points (state median 0.5).

Applications in the state were up 8% on 2023.

183applications in IN, 20240.9% of the lender's total
110loans originated$20m
24.1%denial rateIN all lenders 21.5%
0.2 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersHomeBridge Financial Services, Inc, all statesUnited States
Denial rate24.1%21.5%27.8%24.3%
Median rate spread, pp0.20.50.80.3
Originations with spread of 1.5 pp or more15.9%15.8%37.7%15.6%
Average originated loan$181k$216k$245k$329k
Home purchase share9.1%53.1%23.0%57.0%
FHA-insured share31.8%14.5%12.4%13.4%
VA-guaranteed share20.9%6.0%5.9%7.9%

Trend by year

ApplicationsOriginations

0132.52652022: 265 Applications2023: 170 Applications2024: 183 Applications2022: 128 Originations2023: 81 Originations2024: 110 Originations202220232024
HomeBridge Financial Services, Inc in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%20.1%40.2%2022: 40.2% This lender in state2023: 39.4% This lender in state2024: 24.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 9% (10)Home improvement 18% (20)Refinancing 45% (49)Cash-out refinancing 5% (5)Other purpose 24% (26)

By type

Conventional 47% (52)FHA 32% (35)VA 21% (23)

Denial reasons as coded

Unverifiable information46.3%
Credit application incomplete19.5%
Collateral9.8%
Insufficient cash (downpayment, closing costs)9.8%
Debt-to-income ratio7.3%
Other4.9%
Credit history2.4%
Employment history0%
Mortgage insurance denied0%

Share of 41 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County3728$4.9m11.1%
Lake County2617$2.7m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did HomeBridge Financial Services, Inc originate in Indiana in 2024?

110 loans totalling $20m, from 183 applications reported for properties in Indiana.

What is HomeBridge Financial Services, Inc's denial rate in Indiana?

24.1% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does HomeBridge Financial Services, Inc lend in most?

By originations: Marion County (28), Lake County (17).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.