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HomeBridge Financial Services, Inc in Louisiana

HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview

LEI 5493001WHVQBGRSWEU75
Reporting agency Department of Housing and Urban Development
State Louisiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

HomeBridge Financial Services, Inc's 2024 HMDA record for Louisiana covers 234 applications, 146 of them originated, worth $30m.

Its denial rate in the state was 29.8%, close to the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 27.8%.

The median rate spread on its Louisiana originations was 0.8 percentage points (state median 0.4).

Applications in the state were up 95% on 2023.

234applications in LA, 20241.2% of the lender's total
146loans originated$30m
29.8%denial rateLA all lenders 30.2%
0.8 ppmedian rate spreadLA 0.4 pp

Compared with the state and the lender's national record

MeasureIn LouisianaLouisiana, all lendersHomeBridge Financial Services, Inc, all statesUnited States
Denial rate29.8%30.2%27.8%24.3%
Median rate spread, pp0.80.40.80.3
Originations with spread of 1.5 pp or more21.5%17.0%37.7%15.6%
Average originated loan$206k$234k$245k$329k
Home purchase share43.8%63.7%23.0%57.0%
FHA-insured share31.5%20.7%12.4%13.4%
VA-guaranteed share6.8%9.3%5.9%7.9%

Trend by year

ApplicationsOriginations

0120.52412022: 241 Applications2023: 120 Applications2024: 234 Applications2022: 134 Originations2023: 49 Originations2024: 146 Originations202220232024
HomeBridge Financial Services, Inc in Louisiana: applications and originations, 2022–2024

This lender in stateLouisiana, all lenders

0%23.9%47.7%2022: 36.8% This lender in state2023: 47.7% This lender in state2024: 29.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Louisiana

By purpose

Home purchase 44% (64)Home improvement 14% (20)Refinancing 16% (23)Cash-out refinancing 7% (10)Other purpose 20% (29)

By type

Conventional 61% (89)FHA 32% (46)VA 7% (10)USDA 1% (1)

Denial reasons as coded

Unverifiable information42.6%
Insufficient cash (downpayment, closing costs)16.2%
Debt-to-income ratio14.7%
Collateral11.8%
Credit application incomplete10.3%
Credit history4.4%
Employment history0%
Mortgage insurance denied0%
Other0%

Share of 68 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Louisiana

CountyApplicationsOriginationsAmountDenial rate
Jefferson Parish3225$4.3m16.1%
East Baton Rouge Parish3118$4.8m29.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did HomeBridge Financial Services, Inc originate in Louisiana in 2024?

146 loans totalling $30m, from 234 applications reported for properties in Louisiana.

What is HomeBridge Financial Services, Inc's denial rate in Louisiana?

29.8% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Louisiana counties does HomeBridge Financial Services, Inc lend in most?

By originations: Jefferson Parish (25), East Baton Rouge Parish (18).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.