Lender Register
HMDA year on file2025
Name of the lender

HomeBridge Financial Services, Inc in MaineMortgage rates, total loan costs and denial rate for homes in Maine, 2025

HMDA year2025
StateMaine
Head office
Iselin, NJ
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

HomeBridge Financial Services, Inc reported 161 applications for homes in Maine in the HMDA data of 2025.

It originated 122 loans in the state in 2025, for $30.2 million in total.

The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Maine was 6.500%.

The median total loan costs in 2025 were $9,670, and the state median was $4,806.

It denied 16.2% of the applications that it decided in the state in 2025, and the state denial rate was 20.1%.

Filed figures of HomeBridge Financial Services, Inc in Maine, 2025
FigureIn MELender, all statesME, all lenders
Applications16125,00557,098
Loans originated12217,31235,498
Median interest rate6.250%6.250%6.500%
Median total loan costs$9,670$9,391$4,806
Denial rate16.2%18.5%20.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in ME

Pricing medians of HomeBridge Financial Services, Inc in Maine, 2025Each value has the median of all lenders in Maine under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in ME406.250%ME 6.500%$9,670ME $4,806$3,968ME $1,695n/aME $2,344$1,711ME $4590.321ME 0.252

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.321 percentage points above the average prime offer rate. On a loan of $300,000, that is about $963 more a year, or $80 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Maine by the action taken
Action takenRecordsShare
1Loan originated12257.3%
2Application approved but not accepted20.9%
3Application denied2411.3%
4Application withdrawn by applicant136.1%
5File closed for incompleteness00.0%
6Purchased loan5224.4%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Maine by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional1299914.5%
FHA-insured1815n/a
VA-guaranteed138n/a
USDA Rural Housing Service or Farm Service Agency guaranteed10n/a

Counties in Maine

Counties of HomeBridge Financial Services, Inc in Maine with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Cumberland County2921$7.2 million14.8%
York County5546$11.9 million13.2%

Figures by year

HomeBridge Financial Services, Inc in Maine by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025161122$30.2 million6.250%$9,67016.2%
202412899$26.3 millionn/an/a15.1%
202314999$28.2 millionn/an/a23.4%
2022238178$52.8 millionn/an/a18.1%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "HomeBridge Financial Services, Inc in Maine, 2025", https://lenderregister.com/lender/5493001whvqbgrsweu75-homebridge-financial-services-inc/me/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Maine. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of HomeBridge Financial Services, Inc were in Maine in 2025?
122 of its loans originated, out of 17,312 in all states. That is 0.7%.
In which counties of Maine did HomeBridge Financial Services, Inc originate the most loans in 2025?
The three with the most loans were York County (46) and Cumberland County (21).
Which loan types did HomeBridge Financial Services, Inc originate in Maine in 2025?
99 conventional, 15 FHA and 8 VA.
How did the applications of HomeBridge Financial Services, Inc in Maine change from 2022 to 2025?
It reported 238 applications in 2022 and 161 in 2025.