Lenders › HomeBridge Financial Services, Inc › New Jersey
HomeBridge Financial Services, Inc in New Jersey
HMDA record for properties in New Jersey, calendar year 2024. National record · New Jersey overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New Jersey, HomeBridge Financial Services, Inc reported 1,048 applications and 645 originations for 2024, $171m in all.
Its denial rate in the state was 26.5%, close to the New Jersey rate of 26.0% across all lenders and compared with the lender's national rate of 27.8%.
The median rate spread on its New Jersey originations was 1.4 percentage points (state median 0.4).
Applications in the state were down 12% on 2023.
Compared with the state and the lender's national record
| Measure | In New Jersey | New Jersey, all lenders | HomeBridge Financial Services, Inc, all states | United States |
|---|---|---|---|---|
| Denial rate | 26.5% | 26.0% | 27.8% | 24.3% |
| Median rate spread, pp | 1.4 | 0.4 | 0.8 | 0.3 |
| Originations with spread of 1.5 pp or more | 48.2% | 17.7% | 37.7% | 15.6% |
| Average originated loan | $265k | $387k | $245k | $329k |
| Home purchase share | 27.0% | 51.0% | 23.0% | 57.0% |
| FHA-insured share | 10.5% | 11.2% | 12.4% | 13.4% |
| VA-guaranteed share | 1.2% | 2.9% | 5.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Jersey, all lenders
Loan purpose and loan type in New Jersey
By purpose
Home purchase 27% (174)Home improvement 27% (175)Refinancing 5% (33)Cash-out refinancing 6% (36)Other purpose 35% (227)
By type
Conventional 88% (569)FHA 11% (68)VA 1% (8)
Denial reasons as coded
Share of 257 denials in New Jersey by first denial reason coded (outlined bar: all lenders in the state).
Counties in New Jersey
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Ocean County | 105 | 75 | $17m | 18.6% |
| Bergen County | 111 | 67 | $28m | 28.2% |
| Middlesex County | 103 | 67 | $16m | 23.5% |
| Essex County | 110 | 65 | $23m | 29.7% |
| Morris County | 83 | 54 | $13m | 22.1% |
| Monmouth County | 92 | 51 | $13m | 26.5% |
| Passaic County | 63 | 40 | $11m | 24.6% |
| Union County | 69 | 39 | $10m | 32.8% |
| Hudson County | 72 | 35 | $13m | 43.5% |
| Burlington County | 45 | 35 | $4.5m | 10.0% |
| Gloucester County | 32 | 24 | $4.1m | 10.0% |
| Camden County | 36 | 18 | $2.8m | 31.3% |
| Somerset County | 35 | 18 | $3.9m | 32.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did HomeBridge Financial Services, Inc originate in New Jersey in 2024?
645 loans totalling $171m, from 1,048 applications reported for properties in New Jersey.
What is HomeBridge Financial Services, Inc's denial rate in New Jersey?
26.5% of decided applications in New Jersey were denied, against 26.0% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New Jersey counties does HomeBridge Financial Services, Inc lend in most?
By originations: Ocean County (75), Bergen County (67), Middlesex County (67), Essex County (65), Morris County (54).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Jersey. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.