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HomeBridge Financial Services, Inc in New Mexico

HMDA record for properties in New Mexico, calendar year 2024. National record · New Mexico overview

LEI 5493001WHVQBGRSWEU75
Reporting agency Department of Housing and Urban Development
State New Mexico

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

HomeBridge Financial Services, Inc's 2024 HMDA record for New Mexico covers 155 applications, 104 of them originated, worth $27m.

Its denial rate in the state was 23.1%, below the New Mexico rate of 25.7% across all lenders and compared with the lender's national rate of 27.8%.

The median rate spread on its New Mexico originations was 0.3 percentage points (state median 0.4).

Applications in the state were up 6% on 2023.

155applications in NM, 20240.8% of the lender's total
104loans originated$27m
23.1%denial rateNM all lenders 25.7%
0.3 ppmedian rate spreadNM 0.4 pp

Compared with the state and the lender's national record

MeasureIn New MexicoNew Mexico, all lendersHomeBridge Financial Services, Inc, all statesUnited States
Denial rate23.1%25.7%27.8%24.3%
Median rate spread, pp0.30.40.80.3
Originations with spread of 1.5 pp or more8.3%22.3%37.7%15.6%
Average originated loan$258k$247k$245k$329k
Home purchase share42.3%62.7%23.0%57.0%
FHA-insured share26.9%17.8%12.4%13.4%
VA-guaranteed share19.2%12.0%5.9%7.9%

Trend by year

ApplicationsOriginations

01002002022: 200 Applications2023: 146 Applications2024: 155 Applications2022: 128 Originations2023: 88 Originations2024: 104 Originations202220232024
HomeBridge Financial Services, Inc in New Mexico: applications and originations, 2022–2024

This lender in stateNew Mexico, all lenders

0%16.3%32.6%2022: 30.3% This lender in state2023: 32.6% This lender in state2024: 23.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Mexico

By purpose

Home purchase 42% (44)Home improvement 11% (11)Refinancing 25% (26)Cash-out refinancing 5% (5)Other purpose 17% (18)

By type

Conventional 54% (56)FHA 27% (28)VA 19% (20)

Denial reasons as coded

Unverifiable information35.3%
Debt-to-income ratio26.5%
Credit history11.8%
Collateral8.8%
Credit application incomplete8.8%
Insufficient cash (downpayment, closing costs)5.9%
Other2.9%
Employment history0%
Mortgage insurance denied0%

Share of 34 denials in New Mexico by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Mexico

CountyApplicationsOriginationsAmountDenial rate
Bernalillo County7252$13m17.1%
Sandoval County3424$7.0m18.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did HomeBridge Financial Services, Inc originate in New Mexico in 2024?

104 loans totalling $27m, from 155 applications reported for properties in New Mexico.

What is HomeBridge Financial Services, Inc's denial rate in New Mexico?

23.1% of decided applications in New Mexico were denied, against 25.7% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Mexico counties does HomeBridge Financial Services, Inc lend in most?

By originations: Bernalillo County (52), Sandoval County (24).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Mexico. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.