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HomeBridge Financial Services, Inc in Oklahoma

HMDA record for properties in Oklahoma, calendar year 2024. National record · Oklahoma overview

LEI 5493001WHVQBGRSWEU75
Reporting agency Department of Housing and Urban Development
State Oklahoma

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Oklahoma, HomeBridge Financial Services, Inc reported 109 applications and 56 originations for 2024, $10m in all.

Its denial rate in the state was 35.6%, above the Oklahoma rate of 23.4% across all lenders and compared with the lender's national rate of 27.8%.

The median rate spread on its Oklahoma originations was 0.2 percentage points (state median 0.5).

Applications in the state were up 20% on 2023.

109applications in OK, 20240.5% of the lender's total
56loans originated$10m
35.6%denial rateOK all lenders 23.4%
0.2 ppmedian rate spreadOK 0.5 pp

Compared with the state and the lender's national record

MeasureIn OklahomaOklahoma, all lendersHomeBridge Financial Services, Inc, all statesUnited States
Denial rate35.6%23.4%27.8%24.3%
Median rate spread, pp0.20.50.80.3
Originations with spread of 1.5 pp or more16.7%17.5%37.7%15.6%
Average originated loan$180k$223k$245k$329k
Home purchase share14.3%63.6%23.0%57.0%
FHA-insured share21.4%17.1%12.4%13.4%
VA-guaranteed share19.6%11.9%5.9%7.9%

Trend by year

ApplicationsOriginations

0102.52052022: 205 Applications2023: 91 Applications2024: 109 Applications2022: 94 Originations2023: 37 Originations2024: 56 Originations202220232024
HomeBridge Financial Services, Inc in Oklahoma: applications and originations, 2022–2024

This lender in stateOklahoma, all lenders

0%24.4%48.8%2022: 42.5% This lender in state2023: 48.8% This lender in state2024: 35.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oklahoma

By purpose

Home purchase 14% (8)Home improvement 16% (9)Refinancing 34% (19)Cash-out refinancing 5% (3)Other purpose 30% (17)

By type

Conventional 57% (32)FHA 21% (12)VA 20% (11)USDA 2% (1)

Denial reasons as coded

Unverifiable information43.2%
Insufficient cash (downpayment, closing costs)13.5%
Credit application incomplete13.5%
Other10.8%
Debt-to-income ratio8.1%
Credit history5.4%
Collateral5.4%
Employment history0%
Mortgage insurance denied0%

Share of 37 denials in Oklahoma by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oklahoma

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did HomeBridge Financial Services, Inc originate in Oklahoma in 2024?

56 loans totalling $10m, from 109 applications reported for properties in Oklahoma.

What is HomeBridge Financial Services, Inc's denial rate in Oklahoma?

35.6% of decided applications in Oklahoma were denied, against 23.4% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oklahoma counties does HomeBridge Financial Services, Inc lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oklahoma. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.