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HomeBridge Financial Services, Inc in South Carolina

HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview

LEI 5493001WHVQBGRSWEU75
Reporting agency Department of Housing and Urban Development
State South Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In South Carolina, HomeBridge Financial Services, Inc reported 135 applications and 90 originations for 2024, $17m in all.

Its denial rate in the state was 21.9%, below the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 27.8%.

The median rate spread on its South Carolina originations was 0.2 percentage points (state median 0.3).

Applications in the state were down 27% on 2023.

135applications in SC, 20240.7% of the lender's total
90loans originated$17m
21.9%denial rateSC all lenders 25.2%
0.2 ppmedian rate spreadSC 0.3 pp

Compared with the state and the lender's national record

MeasureIn South CarolinaSouth Carolina, all lendersHomeBridge Financial Services, Inc, all statesUnited States
Denial rate21.9%25.2%27.8%24.3%
Median rate spread, pp0.20.30.80.3
Originations with spread of 1.5 pp or more17.6%15.5%37.7%15.6%
Average originated loan$194k$296k$245k$329k
Home purchase share35.6%62.8%23.0%57.0%
FHA-insured share20.0%16.5%12.4%13.4%
VA-guaranteed share4.4%12.9%5.9%7.9%

Trend by year

ApplicationsOriginations

03226442022: 644 Applications2023: 186 Applications2024: 135 Applications2022: 490 Originations2023: 141 Originations2024: 90 Originations202220232024
HomeBridge Financial Services, Inc in South Carolina: applications and originations, 2022–2024

This lender in stateSouth Carolina, all lenders

0%13.4%26.9%2022: 14.1% This lender in state2023: 14.7% This lender in state2024: 21.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Carolina

By purpose

Home purchase 36% (32)Home improvement 21% (19)Refinancing 4% (4)Cash-out refinancing 4% (4)Other purpose 34% (31)

By type

Conventional 76% (68)FHA 20% (18)VA 4% (4)

Denial reasons as coded

Insufficient cash (downpayment, closing costs)25%
Unverifiable information25%
Collateral21.4%
Debt-to-income ratio17.9%
Credit history3.6%
Credit application incomplete3.6%
Other3.6%
Employment history0%
Mortgage insurance denied0%

Share of 28 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).

Counties in South Carolina

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did HomeBridge Financial Services, Inc originate in South Carolina in 2024?

90 loans totalling $17m, from 135 applications reported for properties in South Carolina.

What is HomeBridge Financial Services, Inc's denial rate in South Carolina?

21.9% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 27.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Carolina counties does HomeBridge Financial Services, Inc lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.