Lender Register

Lenders › Planet Home Lending, LLC › Arkansas

Planet Home Lending, LLC in Arkansas

HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview

LEI 54930021WPEXNHYZUL09
Reporting agency Department of Housing and Urban Development
State Arkansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Planet Home Lending, LLC's 2024 HMDA record for Arkansas covers 146 applications, 110 of them originated, worth $26m.

Its denial rate in the state was 23.6%, close to the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 21.5%.

The median rate spread on its Arkansas originations was 0.2 percentage points (state median 0.4).

Applications in the state were up 128% on 2023.

146applications in AR, 20241.0% of the lender's total
110loans originated$26m
23.6%denial rateAR all lenders 25.0%
0.2 ppmedian rate spreadAR 0.4 pp

Compared with the state and the lender's national record

MeasureIn ArkansasArkansas, all lendersPlanet Home Lending, LLC, all statesUnited States
Denial rate23.6%25.0%21.5%24.3%
Median rate spread, pp0.20.40.20.3
Originations with spread of 1.5 pp or more15.0%17.6%12.0%15.6%
Average originated loan$240k$220k$308k$329k
Home purchase share27.3%60.8%39.9%57.0%
FHA-insured share30.9%15.3%31.2%13.4%
VA-guaranteed share33.6%9.5%33.8%7.9%

Trend by year

ApplicationsOriginations

0731462022: 62 Applications2023: 64 Applications2024: 146 Applications2022: 48 Originations2023: 45 Originations2024: 110 Originations202220232024
Planet Home Lending, LLC in Arkansas: applications and originations, 2022–2024

This lender in stateArkansas, all lenders

0%13.3%26.7%2022: 18.6% This lender in state2023: 25% This lender in state2024: 23.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arkansas

By purpose

Home purchase 27% (30)Refinancing 52% (57)Cash-out refinancing 21% (23)

By type

Conventional 35% (38)FHA 31% (34)VA 34% (37)USDA 1% (1)

Denial reasons as coded

Credit application incomplete44.1%
Collateral17.6%
Debt-to-income ratio11.8%
Other11.8%
Credit history8.8%
Insufficient cash (downpayment, closing costs)2.9%
Unverifiable information2.9%
Employment history0%
Mortgage insurance denied0%

Share of 34 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arkansas

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Planet Home Lending, LLC originate in Arkansas in 2024?

110 loans totalling $26m, from 146 applications reported for properties in Arkansas.

What is Planet Home Lending, LLC's denial rate in Arkansas?

23.6% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 21.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arkansas counties does Planet Home Lending, LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.