Lenders › Planet Home Lending, LLC › Georgia
Planet Home Lending, LLC in Georgia
HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Georgia, Planet Home Lending, LLC reported 947 applications and 700 originations for 2024, $196m in all.
Its denial rate in the state was 20.3%, below the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 21.5%.
The median rate spread on its Georgia originations was 0.2 percentage points (state median 0.4).
Applications in the state were up 89% on 2023.
Compared with the state and the lender's national record
| Measure | In Georgia | Georgia, all lenders | Planet Home Lending, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.3% | 26.9% | 21.5% | 24.3% |
| Median rate spread, pp | 0.2 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 18.8% | 17.5% | 12.0% | 15.6% |
| Average originated loan | $280k | $313k | $308k | $329k |
| Home purchase share | 30.9% | 57.0% | 39.9% | 57.0% |
| FHA-insured share | 41.7% | 18.3% | 31.2% | 13.4% |
| VA-guaranteed share | 41.6% | 11.6% | 33.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateGeorgia, all lenders
Loan purpose and loan type in Georgia
By purpose
Home purchase 31% (216)Refinancing 50% (349)Cash-out refinancing 19% (131)Other purpose 1% (4)
By type
Conventional 17% (117)FHA 42% (292)VA 42% (291)
Denial reasons as coded
Share of 183 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Georgia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 55 | 36 | $10m | 25.5% |
| Henry County | 42 | 32 | $11m | 17.9% |
| Columbia County | 35 | 32 | $10m | 2.9% |
| Fulton County | 48 | 31 | $10m | 28.3% |
| DeKalb County | 38 | 30 | $7.8m | 13.9% |
| Liberty County | 42 | 26 | $6.0m | 27.0% |
| Richmond County | 30 | 25 | $5.9m | 13.3% |
| Houston County | 28 | 21 | $6.0m | 25.0% |
| Cobb County | 32 | 20 | $6.2m | 29.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Planet Home Lending, LLC originate in Georgia in 2024?
700 loans totalling $196m, from 947 applications reported for properties in Georgia.
What is Planet Home Lending, LLC's denial rate in Georgia?
20.3% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 21.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Georgia counties does Planet Home Lending, LLC lend in most?
By originations: Gwinnett County (36), Henry County (32), Columbia County (32), Fulton County (31), DeKalb County (30).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.