Planet Home Lending, LLC reported 498 applications for homes in Idaho in the HMDA data of 2025.
It originated 411 loans in the state in 2025, for $119 million in total.
The median interest rate of these loans in 2025 was 6.250%, and the median of all lenders in Idaho was 6.250%.
The median total loan costs in 2025 were $9,129, and the state median was $8,153.
It denied 7.2% of the applications that it decided in the state in 2025, and the state denial rate was 17.5%.
Filed figures of Planet Home Lending, LLC in Idaho, 2025
Figure
In ID
Lender, all states
ID, all lenders
Applications
498
18,891
89,820
Loans originated
411
14,469
56,607
Median interest rate
6.250%
5.990%
6.250%
Median total loan costs
$9,129
$5,892
$8,153
Denial rate
7.2%
17.5%
17.5%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Planet Home Lending, LLC in Idaho, 2025Each value has the median of all lenders in Idaho under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in ID
297
6.250%ID 6.250%
$9,129ID $8,153
$4,869ID $4,062
$3,290ID $4,019
$145ID $571
0.239ID 0.072
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.239 percentage points above the average prime offer rate. On a loan of $300,000, that is about $717 more a year, or $60 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Idaho. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Planet Home Lending, LLC were in Idaho in 2025?
411 of its loans originated, out of 14,469 in all states. That is 2.8%.
In which counties of Idaho did Planet Home Lending, LLC originate the most loans in 2025?
The three with the most loans were Twin Falls County (122), Kootenai County (112) and Jerome County (40).
Which loan types did Planet Home Lending, LLC originate in Idaho in 2025?
247 conventional, 128 FHA, 33 VA and 3 USDA.
How did the applications of Planet Home Lending, LLC in Idaho change from 2022 to 2025?
It reported 59 applications in 2022 and 498 in 2025.