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Planet Home Lending, LLC in Kansas

HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview

LEI 54930021WPEXNHYZUL09
Reporting agency Department of Housing and Urban Development
State Kansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Kansas, Planet Home Lending, LLC reported 305 applications and 262 originations for 2024, $57m in all.

Its denial rate in the state was 10.8%, below the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 21.5%.

The median rate spread on its Kansas originations was 0.4 percentage points (state median 0.4).

Applications in the state were up 86% on 2023.

305applications in KS, 20242.2% of the lender's total
262loans originated$57m
10.8%denial rateKS all lenders 19.2%
0.4 ppmedian rate spreadKS 0.4 pp

Compared with the state and the lender's national record

MeasureIn KansasKansas, all lendersPlanet Home Lending, LLC, all statesUnited States
Denial rate10.8%19.2%21.5%24.3%
Median rate spread, pp0.40.40.20.3
Originations with spread of 1.5 pp or more7.4%14.2%12.0%15.6%
Average originated loan$217k$242k$308k$329k
Home purchase share64.5%58.5%39.9%57.0%
FHA-insured share36.3%11.3%31.2%13.4%
VA-guaranteed share26.7%9.3%33.8%7.9%

Trend by year

ApplicationsOriginations

0152.53052022: 152 Applications2023: 164 Applications2024: 305 Applications2022: 116 Originations2023: 131 Originations2024: 262 Originations202220232024
Planet Home Lending, LLC in Kansas: applications and originations, 2022–2024

This lender in stateKansas, all lenders

0%9.9%19.8%2022: 18.6% This lender in state2023: 17.1% This lender in state2024: 10.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Kansas

By purpose

Home purchase 65% (169)Refinancing 25% (65)Cash-out refinancing 11% (28)

By type

Conventional 34% (89)FHA 36% (95)VA 27% (70)USDA 3% (8)

Denial reasons as coded

Credit application incomplete46.9%
Credit history18.8%
Collateral12.5%
Other12.5%
Debt-to-income ratio6.3%
Unverifiable information3.1%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 32 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Kansas

CountyApplicationsOriginationsAmountDenial rate
Sedgwick County148135$29m5.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Planet Home Lending, LLC originate in Kansas in 2024?

262 loans totalling $57m, from 305 applications reported for properties in Kansas.

What is Planet Home Lending, LLC's denial rate in Kansas?

10.8% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 21.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Kansas counties does Planet Home Lending, LLC lend in most?

By originations: Sedgwick County (135).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.