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Planet Home Lending, LLC in Nevada

HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview

LEI 54930021WPEXNHYZUL09
Reporting agency Department of Housing and Urban Development
State Nevada

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Nevada, Planet Home Lending, LLC reported 252 applications and 179 originations for 2024, $61m in all.

Its denial rate in the state was 22.6%, close to the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 21.5%.

The median rate spread on its Nevada originations was 0.2 percentage points (state median 0.3).

Applications in the state were down 34% on 2023.

252applications in NV, 20241.8% of the lender's total
179loans originated$61m
22.6%denial rateNV all lenders 23.9%
0.2 ppmedian rate spreadNV 0.3 pp

Compared with the state and the lender's national record

MeasureIn NevadaNevada, all lendersPlanet Home Lending, LLC, all statesUnited States
Denial rate22.6%23.9%21.5%24.3%
Median rate spread, pp0.20.30.20.3
Originations with spread of 1.5 pp or more15.3%18.4%12.0%15.6%
Average originated loan$339k$366k$308k$329k
Home purchase share43.0%61.5%39.9%57.0%
FHA-insured share27.9%18.3%31.2%13.4%
VA-guaranteed share28.5%10.8%33.8%7.9%

Trend by year

ApplicationsOriginations

0318.56372022: 637 Applications2023: 383 Applications2024: 252 Applications2022: 493 Originations2023: 271 Originations2024: 179 Originations202220232024
Planet Home Lending, LLC in Nevada: applications and originations, 2022–2024

This lender in stateNevada, all lenders

0%12.8%25.6%2022: 17.6% This lender in state2023: 24.2% This lender in state2024: 22.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nevada

By purpose

Home purchase 43% (77)Refinancing 34% (60)Cash-out refinancing 23% (42)

By type

Conventional 44% (78)FHA 28% (50)VA 28% (51)

Denial reasons as coded

Credit application incomplete54.7%
Debt-to-income ratio13.2%
Collateral13.2%
Other9.4%
Credit history7.5%
Employment history1.9%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 53 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nevada

CountyApplicationsOriginationsAmountDenial rate
Clark County160111$39m22.6%
Washoe County5140$14m18.4%
Nye County2720$4.6m25.9%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Planet Home Lending, LLC originate in Nevada in 2024?

179 loans totalling $61m, from 252 applications reported for properties in Nevada.

What is Planet Home Lending, LLC's denial rate in Nevada?

22.6% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 21.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nevada counties does Planet Home Lending, LLC lend in most?

By originations: Clark County (111), Washoe County (40), Nye County (20).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.