Lender Register
HMDA year on file2025
Name of the lender

Planet Home Lending, LLC in OklahomaMortgage rates, total loan costs and denial rate for homes in Oklahoma, 2025

HMDA year2025
Head office
Meriden, CT
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Planet Home Lending, LLC reported 217 applications for homes in Oklahoma in the HMDA data of 2025.

It originated 155 loans in the state in 2025, for $38.0 million in total.

The median interest rate of these loans in 2025 was 5.990%, and the median of all lenders in Oklahoma was 6.500%.

The median total loan costs in 2025 were $4,216, and the state median was $6,206.

It denied 24.5% of the applications that it decided in the state in 2025, and the state denial rate was 22.9%.

Filed figures of Planet Home Lending, LLC in Oklahoma, 2025
FigureIn OKLender, all statesOK, all lenders
Applications21718,891140,899
Loans originated15514,46979,051
Median interest rate5.990%5.990%6.500%
Median total loan costs$4,216$5,892$6,206
Denial rate24.5%17.5%22.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in OK

Pricing medians of Planet Home Lending, LLC in Oklahoma, 2025Each value has the median of all lenders in Oklahoma under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in OK1465.990%OK 6.500%$4,216OK $6,206$73OK $1,879$1,111OK $2,068$494OK $234−0.222OK 0.258

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.222 percentage points below the average prime offer rate. On a loan of $300,000, that is about $666 less a year, or $56 less a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Oklahoma by the action taken
Action takenRecordsShare
1Loan originated1556.3%
2Application approved but not accepted20.1%
3Application denied512.1%
4Application withdrawn by applicant90.4%
5File closed for incompleteness00.0%
6Purchased loan2,25491.2%
7Preapproval request denied10.0%
8Preapproval request approved but not accepted00.0%
Applications in Oklahoma by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional2618n/a
FHA-insured865533.3%
VA-guaranteed1058217.8%

Counties in Oklahoma

Counties of Planet Home Lending, LLC in Oklahoma with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Oklahoma County2619$4.2 million24.0%
Tulsa County3326$7.3 million15.6%

Figures by year

Planet Home Lending, LLC in Oklahoma by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
2025217155$38.0 million5.990%$4,21624.5%
202414399$27.5 millionn/an/a26.8%
20236643$9.7 millionn/an/a30.6%
20228763$14.8 millionn/an/a24.1%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Planet Home Lending, LLC in Oklahoma: mortgage rates, 2025", https://lenderregister.com/lender/54930021wpexnhyzul09-planet-home-lending-llc/ok/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oklahoma. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Planet Home Lending, LLC were in Oklahoma in 2025?
155 of its loans originated, out of 14,469 in all states. That is 1.1%.
In which counties of Oklahoma did Planet Home Lending, LLC originate the most loans in 2025?
The three with the most loans were Tulsa County (26) and Oklahoma County (19).
Which loan types did Planet Home Lending, LLC originate in Oklahoma in 2025?
18 conventional, 55 FHA and 82 VA.
How did the applications of Planet Home Lending, LLC in Oklahoma change from 2022 to 2025?
It reported 87 applications in 2022 and 217 in 2025.