Lenders › Planet Home Lending, LLC › Oregon
Planet Home Lending, LLC in Oregon
HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Planet Home Lending, LLC's 2024 HMDA record for Oregon covers 102 applications, 70 of them originated, worth $26m.
Its denial rate in the state was 28.3%, above the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 21.5%.
The median rate spread on its Oregon originations was 0.1 percentage points (state median 0.4).
Applications in the state were up 46% on 2023.
Compared with the state and the lender's national record
| Measure | In Oregon | Oregon, all lenders | Planet Home Lending, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 28.3% | 20.6% | 21.5% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 14.3% | 16.0% | 12.0% | 15.6% |
| Average originated loan | $373k | $354k | $308k | $329k |
| Home purchase share | 28.6% | 53.8% | 39.9% | 57.0% |
| FHA-insured share | 34.3% | 11.9% | 31.2% | 13.4% |
| VA-guaranteed share | 37.1% | 6.7% | 33.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOregon, all lenders
Loan purpose and loan type in Oregon
By purpose
Home purchase 29% (20)Refinancing 47% (33)Cash-out refinancing 23% (16)Other purpose 1% (1)
By type
Conventional 27% (19)FHA 34% (24)VA 37% (26)USDA 1% (1)
Denial reasons as coded
Share of 28 denials in Oregon by first denial reason coded (outlined bar: all lenders in the state).
Counties in Oregon
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Planet Home Lending, LLC originate in Oregon in 2024?
70 loans totalling $26m, from 102 applications reported for properties in Oregon.
What is Planet Home Lending, LLC's denial rate in Oregon?
28.3% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 21.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Oregon counties does Planet Home Lending, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.