Lenders › Hawthorn Bank › Missouri
Hawthorn Bank in Missouri
HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Hawthorn Bank's 2024 HMDA record for Missouri covers 618 applications, 404 of them originated, worth $77m.
Its denial rate in the state was 19.2%, close to the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 19.0%.
The median rate spread on its Missouri originations was 0.2 percentage points (state median 0.4).
Applications in the state were down 47% on 2023.
Compared with the state and the lender's national record
| Measure | In Missouri | Missouri, all lenders | Hawthorn Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 19.2% | 19.9% | 19.0% | 24.3% |
| Median rate spread, pp | 0.2 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.9% | 14.1% | 0.8% | 15.6% |
| Average originated loan | $190k | $231k | $199k | $329k |
| Home purchase share | 47.3% | 58.6% | 48.0% | 57.0% |
| FHA-insured share | 7.2% | 12.8% | 7.0% | 13.4% |
| VA-guaranteed share | 3.2% | 8.2% | 3.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMissouri, all lenders
Loan purpose and loan type in Missouri
By purpose
Home purchase 47% (191)Home improvement 2% (7)Refinancing 7% (27)Cash-out refinancing 7% (28)Other purpose 37% (151)
By type
Conventional 88% (356)FHA 7% (29)VA 3% (13)USDA 1% (6)
Denial reasons as coded
Share of 97 denials in Missouri by first denial reason coded (outlined bar: all lenders in the state).
Counties in Missouri
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Boone County | 84 | 65 | $14m | 11.0% |
| Cole County | 71 | 54 | $8.0m | 8.5% |
| Henry County | 88 | 52 | $8.0m | 28.8% |
| Cass County | 58 | 39 | $7.2m | 16.7% |
| Jackson County | 62 | 34 | $9.2m | 29.2% |
| Greene County | 51 | 30 | $8.1m | 16.7% |
| Benton County | 47 | 28 | $2.1m | 31.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Hawthorn Bank originate in Missouri in 2024?
404 loans totalling $77m, from 618 applications reported for properties in Missouri.
What is Hawthorn Bank's denial rate in Missouri?
19.2% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 19.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Missouri counties does Hawthorn Bank lend in most?
By originations: Boone County (65), Cole County (54), Henry County (52), Cass County (39), Jackson County (34).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.