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Southwest Stage Funding LLC in Arkansas

HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview

LEI 549300249G20MDIDRR27
Reporting agency Department of Housing and Urban Development
State Arkansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Southwest Stage Funding LLC's 2024 HMDA record for Arkansas covers 224 applications, 80 of them originated, worth $12m.

Its denial rate in the state was 31.0%, above the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 24.6%.

The median rate spread on its Arkansas originations was 2.3 percentage points (state median 0.4).

Applications in the state were up 46% on 2023.

224applications in AR, 20243.5% of the lender's total
80loans originated$12m
31.0%denial rateAR all lenders 25.0%
2.3 ppmedian rate spreadAR 0.4 pp

Compared with the state and the lender's national record

MeasureIn ArkansasArkansas, all lendersSouthwest Stage Funding LLC, all statesUnited States
Denial rate31.0%25.0%24.6%24.3%
Median rate spread, pp2.30.41.80.3
Originations with spread of 1.5 pp or more72.5%17.6%57.6%15.6%
Average originated loan$149k$220k$177k$329k
Home purchase share97.5%60.8%99.6%57.0%
FHA-insured share16.3%15.3%27.5%13.4%
VA-guaranteed share3.8%9.5%5.3%7.9%

Trend by year

ApplicationsOriginations

0131.52632022: 263 Applications2023: 153 Applications2024: 224 Applications2022: 106 Originations2023: 82 Originations2024: 80 Originations202220232024
Southwest Stage Funding LLC in Arkansas: applications and originations, 2022–2024

This lender in stateArkansas, all lenders

0%16%32%2022: 18.5% This lender in state2023: 32% This lender in state2024: 31% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arkansas

By purpose

Home purchase 98% (78)Refinancing 3% (2)

By type

Conventional 80% (64)FHA 16% (13)VA 4% (3)

Denial reasons as coded

Debt-to-income ratio41.7%
Employment history25%
Collateral11.1%
Other11.1%
Credit history5.6%
Insufficient cash (downpayment, closing costs)5.6%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 36 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arkansas

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Southwest Stage Funding LLC originate in Arkansas in 2024?

80 loans totalling $12m, from 224 applications reported for properties in Arkansas.

What is Southwest Stage Funding LLC's denial rate in Arkansas?

31.0% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 24.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arkansas counties does Southwest Stage Funding LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.