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Southwest Stage Funding LLC in Oklahoma

HMDA record for properties in Oklahoma, calendar year 2024. National record · Oklahoma overview

LEI 549300249G20MDIDRR27
Reporting agency Department of Housing and Urban Development
State Oklahoma

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Oklahoma, Southwest Stage Funding LLC reported 224 applications and 140 originations for 2024, $23m in all.

Its denial rate in the state was 20.5%, below the Oklahoma rate of 23.4% across all lenders and compared with the lender's national rate of 24.6%.

The median rate spread on its Oklahoma originations was 2.0 percentage points (state median 0.5).

Applications in the state were down 17% on 2023.

224applications in OK, 20243.5% of the lender's total
140loans originated$23m
20.5%denial rateOK all lenders 23.4%
2.0 ppmedian rate spreadOK 0.5 pp

Compared with the state and the lender's national record

MeasureIn OklahomaOklahoma, all lendersSouthwest Stage Funding LLC, all statesUnited States
Denial rate20.5%23.4%24.6%24.3%
Median rate spread, pp2.00.51.80.3
Originations with spread of 1.5 pp or more64.3%17.5%57.6%15.6%
Average originated loan$167k$223k$177k$329k
Home purchase share100.0%63.6%99.6%57.0%
FHA-insured share19.3%17.1%27.5%13.4%
VA-guaranteed share3.6%11.9%5.3%7.9%

Trend by year

ApplicationsOriginations

0136.52732022: 273 Applications2023: 270 Applications2024: 224 Applications2022: 141 Originations2023: 158 Originations2024: 140 Originations202220232024
Southwest Stage Funding LLC in Oklahoma: applications and originations, 2022–2024

This lender in stateOklahoma, all lenders

0%15.8%31.6%2022: 18.6% This lender in state2023: 31.6% This lender in state2024: 20.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oklahoma

By purpose

Home purchase 100% (140)

By type

Conventional 77% (108)FHA 19% (27)VA 4% (5)

Denial reasons as coded

Debt-to-income ratio44.4%
Insufficient cash (downpayment, closing costs)19.4%
Employment history11.1%
Other11.1%
Collateral8.3%
Credit history5.6%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 36 denials in Oklahoma by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oklahoma

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Southwest Stage Funding LLC originate in Oklahoma in 2024?

140 loans totalling $23m, from 224 applications reported for properties in Oklahoma.

What is Southwest Stage Funding LLC's denial rate in Oklahoma?

20.5% of decided applications in Oklahoma were denied, against 23.4% for all lenders in the state and 24.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oklahoma counties does Southwest Stage Funding LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oklahoma. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.