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Southwest Stage Funding LLC in South Carolina

HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview

LEI 549300249G20MDIDRR27
Reporting agency Department of Housing and Urban Development
State South Carolina

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In South Carolina, Southwest Stage Funding LLC reported 821 applications and 268 originations for 2024, $49m in all.

Its denial rate in the state was 18.5%, below the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 24.6%.

The median rate spread on its South Carolina originations was 1.3 percentage points (state median 0.3).

Applications in the state were up 161% on 2023.

821applications in SC, 202412.9% of the lender's total
268loans originated$49m
18.5%denial rateSC all lenders 25.2%
1.3 ppmedian rate spreadSC 0.3 pp

Compared with the state and the lender's national record

MeasureIn South CarolinaSouth Carolina, all lendersSouthwest Stage Funding LLC, all statesUnited States
Denial rate18.5%25.2%24.6%24.3%
Median rate spread, pp1.30.31.80.3
Originations with spread of 1.5 pp or more44.8%15.5%57.6%15.6%
Average originated loan$181k$296k$177k$329k
Home purchase share100.0%62.8%99.6%57.0%
FHA-insured share41.0%16.5%27.5%13.4%
VA-guaranteed share5.6%12.9%5.3%7.9%

Trend by year

ApplicationsOriginations

0410.58212022: 392 Applications2023: 314 Applications2024: 821 Applications2022: 188 Originations2023: 229 Originations2024: 268 Originations202220232024
Southwest Stage Funding LLC in South Carolina: applications and originations, 2022–2024

This lender in stateSouth Carolina, all lenders

0%13.4%26.9%2022: 25.6% This lender in state2023: 24.9% This lender in state2024: 18.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in South Carolina

By purpose

Home purchase 100% (268)

By type

Conventional 53% (143)FHA 41% (110)VA 6% (15)

Denial reasons as coded

Debt-to-income ratio44.3%
Collateral14.8%
Employment history11.5%
Insufficient cash (downpayment, closing costs)11.5%
Other11.5%
Credit history4.9%
Unverifiable information1.6%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 61 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).

Counties in South Carolina

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Southwest Stage Funding LLC originate in South Carolina in 2024?

268 loans totalling $49m, from 821 applications reported for properties in South Carolina.

What is Southwest Stage Funding LLC's denial rate in South Carolina?

18.5% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 24.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which South Carolina counties does Southwest Stage Funding LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.