Name of the lender

Standard Mortgage Corporation in LouisianaMortgage rates, total loan costs and denial rate for homes in Louisiana, 2025

HMDA year2025

StateLouisiana

Head office: New Orleans, LA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Standard Mortgage Corporation reported 568 applications for homes in Louisiana in the HMDA data of 2025.

It originated 367 loans in the state in 2025, for $97.7 million in total.

The median interest rate of these loans in 2025 was 6.390%, and the median of all lenders in Louisiana was 6.500%.

The median total loan costs in 2025 were $5,235, and the state median was $6,126.

It denied 14.5% of the applications that it decided in the state in 2025, and the state denial rate was 28.1%.

Filed figures of Standard Mortgage Corporation in Louisiana, 2025
Figure	In LA	Lender, all states	LA, all lenders
Applications	568	776	133,297
Loans originated	367	492	69,272
Median interest rate	6.390%	6.375%	6.500%
Median total loan costs	$5,235	$5,467	$6,126
Denial rate	14.5%	13.1%	28.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in LA

Pricing medians of Standard Mortgage Corporation in Louisiana, 2025Each value has the median of all lenders in Louisiana under it.
Loans	Loans in the medians	Interest rate	Total loan costs	Origination charges	Discount points, of the loans with points	Lender credits, of the loans with credits	Rate spread, points
All loans in LA	367	6.390%LA 6.500%	$5,235LA $6,126	$1,676LA $1,745	$711LA $1,752	$147LA $435	0.035LA 0.312

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.035 percentage points above the average prime offer rate. On a loan of $300,000, that is about $105 more a year, or $9 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Louisiana by the action taken
Action taken	Records	Share
1Loan originated	367	47.1%
2Application approved but not accepted	0	0.0%
3Application denied	62	7.9%
4Application withdrawn by applicant	134	17.2%
5File closed for incompleteness	5	0.6%
6Purchased loan	212	27.2%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Louisiana by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	400	264	13.4%
FHA-insured	119	72	18.2%
VA-guaranteed	37	25	13.8%
USDA Rural Housing Service or Farm Service Agency guaranteed	12	6	n/a

Counties in Louisiana

Counties of Standard Mortgage Corporation in Louisiana with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Caddo Parish	48	36	$8.4 million	7.7%
East Baton Rouge Parish	32	15	$4.1 million	n/a
Jefferson Parish	69	38	$10.0 million	24.0%
Lafayette Parish	117	88	$23.1 million	5.4%
Orleans Parish	37	20	$7.1 million	33.3%
St. Tammany Parish	117	66	$19.6 million	18.5%

Figures by year

Standard Mortgage Corporation in Louisiana by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	568	367	$97.7 million	6.390%	$5,235	14.5%
2024	543	363	$96.9 million	n/a	n/a	11.9%
2023	437	256	$61.4 million	n/a	n/a	16.6%
2022	894	596	$137 million	n/a	n/a	9.7%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Standard Mortgage Corporation in Louisiana, 2025", https://lenderregister.com/lender/5493002f9owlkricty67-standard-mortgage-corporation/la/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Louisiana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Standard Mortgage Corporation were in Louisiana in 2025?: 367 of its loans originated, out of 492 in all states. That is 74.6%.
In which counties of Louisiana did Standard Mortgage Corporation originate the most loans in 2025?: The three with the most loans were Lafayette Parish (88), St. Tammany Parish (66) and Jefferson Parish (38).
Which loan types did Standard Mortgage Corporation originate in Louisiana in 2025?: 264 conventional, 72 FHA, 25 VA and 6 USDA.
How did the applications of Standard Mortgage Corporation in Louisiana change from 2022 to 2025?: It reported 894 applications in 2022 and 568 in 2025.