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Kbhs Home Loans, LLC in Nevada

HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview

LEI 5493002QI2ILHHZH8D20
Reporting agency Department of Housing and Urban Development
State Nevada

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Kbhs Home Loans, LLC's 2024 HMDA record for Nevada covers 1,401 applications, 1,113 of them originated, worth $454m.

Its denial rate in the state was 9.8%, below the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 7.7%.

The median rate spread on its Nevada originations was -0.7 percentage points (state median 0.3).

Applications in the state were down 10% on 2023.

1,401applications in NV, 20249.7% of the lender's total
1,113loans originated$454m
9.8%denial rateNV all lenders 23.9%
-0.7 ppmedian rate spreadNV 0.3 pp

Compared with the state and the lender's national record

MeasureIn NevadaNevada, all lendersKbhs Home Loans, LLC, all statesUnited States
Denial rate9.8%23.9%7.7%24.3%
Median rate spread, pp-0.70.3-0.40.3
Originations with spread of 1.5 pp or more0.2%18.4%0.5%15.6%
Average originated loan$408k$366k$398k$329k
Home purchase share100.0%61.5%100.0%57.0%
FHA-insured share22.8%18.3%35.2%13.4%
VA-guaranteed share8.4%10.8%12.2%7.9%

Trend by year

ApplicationsOriginations

07751,5502022: 1,518 Applications2023: 1,550 Applications2024: 1,401 Applications2022: 1,038 Originations2023: 1,144 Originations2024: 1,113 Originations202220232024
Kbhs Home Loans, LLC in Nevada: applications and originations, 2022–2024

This lender in stateNevada, all lenders

0%12.8%25.6%2022: 9.1% This lender in state2023: 11.5% This lender in state2024: 9.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nevada

By purpose

Home purchase 100% (1,113)

By type

Conventional 69% (765)FHA 23% (254)VA 8% (94)

Denial reasons as coded

Debt-to-income ratio61.2%
Unverifiable information26.4%
Insufficient cash (downpayment, closing costs)6.6%
Credit history2.5%
Collateral1.7%
Employment history0.8%
Other0.8%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 121 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nevada

CountyApplicationsOriginationsAmountDenial rate
Clark County1,4011,113$454m9.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Kbhs Home Loans, LLC originate in Nevada in 2024?

1,113 loans totalling $454m, from 1,401 applications reported for properties in Nevada.

What is Kbhs Home Loans, LLC's denial rate in Nevada?

9.8% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 7.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nevada counties does Kbhs Home Loans, LLC lend in most?

By originations: Clark County (1,113).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.