Lenders › Kbhs Home Loans, LLC › Texas
Kbhs Home Loans, LLC in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Kbhs Home Loans, LLC's 2024 HMDA record for Texas covers 4,144 applications, 3,026 of them originated, worth $940m.
Its denial rate in the state was 7.8%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 7.7%.
The median rate spread on its Texas originations was -0.2 percentage points (state median 0.2).
Applications in the state were down 20% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Kbhs Home Loans, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 7.8% | 26.0% | 7.7% | 24.3% |
| Median rate spread, pp | -0.2 | 0.2 | -0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.3% | 11.8% | 0.5% | 15.6% |
| Average originated loan | $311k | $350k | $398k | $329k |
| Home purchase share | 100.0% | 72.8% | 100.0% | 57.0% |
| FHA-insured share | 44.0% | 19.8% | 35.2% | 13.4% |
| VA-guaranteed share | 16.0% | 10.4% | 12.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 100% (3,026)
By type
Conventional 40% (1,203)FHA 44% (1,330)VA 16% (484)USDA 0% (9)
Denial reasons as coded
Share of 259 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bexar County | 1,214 | 845 | $242m | 6.8% |
| Harris County | 604 | 451 | $126m | 11.8% |
| Travis County | 486 | 370 | $138m | 6.1% |
| Williamson County | 474 | 370 | $141m | 4.4% |
| Guadalupe County | 257 | 200 | $58m | 5.7% |
| Denton County | 200 | 135 | $47m | 8.1% |
| Fort Bend County | 154 | 103 | $30m | 13.9% |
| Montgomery County | 126 | 82 | $20m | 8.8% |
| Waller County | 115 | 81 | $25m | 10.0% |
| Kendall County | 114 | 81 | $27m | 8.0% |
| Galveston County | 98 | 74 | $18m | 11.9% |
| Caldwell County | 67 | 51 | $15m | 12.1% |
| Bell County | 56 | 45 | $13m | 2.2% |
| Brazoria County | 56 | 44 | $12m | 6.4% |
| Comal County | 49 | 42 | $12m | 4.5% |
| Collin County | 46 | 32 | $10m | 13.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Kbhs Home Loans, LLC originate in Texas in 2024?
3,026 loans totalling $940m, from 4,144 applications reported for properties in Texas.
What is Kbhs Home Loans, LLC's denial rate in Texas?
7.8% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 7.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Kbhs Home Loans, LLC lend in most?
By originations: Bexar County (845), Harris County (451), Travis County (370), Williamson County (370), Guadalupe County (200).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.