Lenders › Navy Federal Credit Union › Louisiana
Navy Federal Credit Union in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Navy Federal Credit Union's 2024 HMDA record for Louisiana covers 2,020 applications, 740 of them originated, worth $148m.
Its denial rate in the state was 43.9%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 34.3%.
The median rate spread on its Louisiana originations was 0.1 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | Navy Federal Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 43.9% | 30.2% | 34.3% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | 0.9 | 0.3 |
| Originations with spread of 1.5 pp or more | 32.7% | 17.0% | 39.5% | 15.6% |
| Average originated loan | $201k | $234k | $216k | $329k |
| Home purchase share | 50.7% | 63.7% | 37.2% | 57.0% |
| FHA-insured share | 0.0% | 20.7% | 0.0% | 13.4% |
| VA-guaranteed share | 38.1% | 9.3% | 20.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 51% (375)Home improvement 17% (123)Refinancing 5% (35)Cash-out refinancing 7% (54)Other purpose 21% (153)
By type
Conventional 62% (458)VA 38% (282)
Denial reasons as coded
Share of 597 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 238 | 111 | $25m | 33.7% |
| Jefferson Parish | 272 | 89 | $16m | 42.9% |
| Orleans Parish | 322 | 83 | $17m | 58.8% |
| Bossier Parish | 148 | 82 | $22m | 21.2% |
| Caddo Parish | 82 | 40 | $8.0m | 31.0% |
| East Baton Rouge Parish | 130 | 31 | $5.6m | 61.9% |
| Lafayette Parish | 73 | 30 | $6.0m | 43.4% |
| Vernon Parish | 66 | 28 | $4.3m | 35.6% |
| Ascension Parish | 67 | 25 | $4.2m | 41.9% |
| Plaquemines Parish | 33 | 22 | $6.5m | — |
| Calcasieu Parish | 53 | 18 | $2.2m | 44.1% |
| Tangipahoa Parish | 57 | 17 | $2.6m | 57.1% |
| Beauregard Parish | 31 | 17 | $3.6m | 28.0% |
| Ouachita Parish | 39 | 16 | $2.6m | 36.0% |
| Rapides Parish | 34 | 16 | $2.8m | 36.0% |
| St. Bernard Parish | 37 | 13 | $2.2m | 48.1% |
| Livingston Parish | 39 | 11 | $1.2m | — |
| St. Charles Parish | 26 | 10 | $2.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Navy Federal Credit Union originate in Louisiana in 2024?
740 loans totalling $148m, from 2,020 applications reported for properties in Louisiana.
What is Navy Federal Credit Union's denial rate in Louisiana?
43.9% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 34.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does Navy Federal Credit Union lend in most?
By originations: St. Tammany Parish (111), Jefferson Parish (89), Orleans Parish (83), Bossier Parish (82), Caddo Parish (40).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.