Lenders › Navy Federal Credit Union › Wyoming
Navy Federal Credit Union in Wyoming
HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wyoming, Navy Federal Credit Union reported 176 applications and 74 originations for 2024, $18m in all.
Its denial rate in the state was 33.9%, above the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 34.3%.
The median rate spread on its Wyoming originations was -0.2 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Wyoming | Wyoming, all lenders | Navy Federal Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 33.9% | 21.0% | 34.3% | 24.3% |
| Median rate spread, pp | -0.2 | 0.3 | 0.9 | 0.3 |
| Originations with spread of 1.5 pp or more | 30.6% | 14.6% | 39.5% | 15.6% |
| Average originated loan | $246k | $284k | $216k | $329k |
| Home purchase share | 55.4% | 59.2% | 37.2% | 57.0% |
| FHA-insured share | 0.0% | 17.5% | 0.0% | 13.4% |
| VA-guaranteed share | 36.5% | 13.1% | 20.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWyoming, all lenders
Loan purpose and loan type in Wyoming
By purpose
Home purchase 55% (41)Home improvement 12% (9)Refinancing 7% (5)Cash-out refinancing 3% (2)Other purpose 23% (17)
By type
Conventional 64% (47)VA 36% (27)
Denial reasons as coded
Share of 40 denials in Wyoming by first denial reason coded (outlined bar: all lenders in the state).
Counties in Wyoming
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Laramie County | 67 | 23 | $5.9m | 41.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Navy Federal Credit Union originate in Wyoming in 2024?
74 loans totalling $18m, from 176 applications reported for properties in Wyoming.
What is Navy Federal Credit Union's denial rate in Wyoming?
33.9% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 34.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wyoming counties does Navy Federal Credit Union lend in most?
By originations: Laramie County (23).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.