Lenders › The Security National Bank of Sioux City, Iowa › Iowa
The Security National Bank of Sioux City, Iowa in Iowa
HMDA record for properties in Iowa, calendar year 2024. National record · Iowa overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
The Security National Bank of Sioux City, Iowa's 2024 HMDA record for Iowa covers 280 applications, 195 of them originated, worth $46m.
Its denial rate in the state was 17.6%, close to the Iowa rate of 15.9% across all lenders and compared with the lender's national rate of 17.2%.
Applications in the state were down 6% on 2023.
Compared with the state and the lender's national record
| Measure | In Iowa | Iowa, all lenders | The Security National Bank of Sioux City, Iowa, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.6% | 15.9% | 17.2% | 24.3% |
| Median rate spread, pp | — | 0.2 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 15.6% | — | 15.6% |
| Average originated loan | $236k | $187k | $284k | $329k |
| Home purchase share | 48.2% | 57.7% | 50.4% | 57.0% |
| FHA-insured share | 0.0% | 8.2% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 5.2% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIowa, all lenders
Loan purpose and loan type in Iowa
By purpose
Home purchase 48% (94)Home improvement 15% (30)Refinancing 22% (42)Cash-out refinancing 1% (1)Other purpose 14% (28)
By type
Conventional 100% (195)
Denial reasons as coded
Share of 42 denials in Iowa by first denial reason coded (outlined bar: all lenders in the state).
Counties in Iowa
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Woodbury County | 194 | 130 | $17m | 21.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did The Security National Bank of Sioux City, Iowa originate in Iowa in 2024?
195 loans totalling $46m, from 280 applications reported for properties in Iowa.
What is The Security National Bank of Sioux City, Iowa's denial rate in Iowa?
17.6% of decided applications in Iowa were denied, against 15.9% for all lenders in the state and 17.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Iowa counties does The Security National Bank of Sioux City, Iowa lend in most?
By originations: Woodbury County (130).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Iowa. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.