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Click n' Close, Inc. in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 54930049L5WINET09Q97
Reporting agency Department of Housing and Urban Development
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Click n' Close, Inc.'s 2024 HMDA record for Pennsylvania covers 110 applications, 46 of them originated, worth $8.3m.

Its denial rate in the state was 14.5%, below the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 5.2%.

Applications in the state were up 57% on 2023.

110applications in PA, 20240.6% of the lender's total
46loans originated$8.3m
14.5%denial ratePA all lenders 24.2%
—median rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersClick n' Close, Inc., all statesUnited States
Denial rate14.5%24.2%5.2%24.3%
Median rate spread, pp—0.32.30.3
Originations with spread of 1.5 pp or more—14.1%100.0%15.6%
Average originated loan$180k$226k$226k$329k
Home purchase share93.5%48.7%92.1%57.0%
FHA-insured share47.8%9.8%42.4%13.4%
VA-guaranteed share0.0%4.0%4.6%7.9%

Trend by year

ApplicationsOriginations

0551102022: 55 Applications2023: 70 Applications2024: 110 Applications2022: 38 Originations2023: 41 Originations2024: 46 Originations202220232024
Click n' Close, Inc. in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%12.4%24.9%2022: 7.3% This lender in state2023: 0% This lender in state2024: 14.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 93% (43)Refinancing 4% (2)Cash-out refinancing 2% (1)

By type

Conventional 52% (24)FHA 48% (22)

Denial reasons as coded

Withheld: fewer than 25 denials in the state.

Counties in Pennsylvania

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Click n' Close, Inc. originate in Pennsylvania in 2024?

46 loans totalling $8.3m, from 110 applications reported for properties in Pennsylvania.

What is Click n' Close, Inc.'s denial rate in Pennsylvania?

14.5% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 5.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Click n' Close, Inc. lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.