Interra Credit Union reported 1,467 applications for homes in Indiana in the HMDA data of 2025.
It originated 950 loans in the state in 2025, for $159 million in total.
The median interest rate of these loans in 2025 was 6.750%, and the median of all lenders in Indiana was 6.500%.
The median total loan costs in 2025 were $2,399, and the state median was $4,090.
It denied 22.9% of the applications that it decided in the state in 2025, and the state denial rate was 20.1%.
Filed figures of Interra Credit Union in Indiana, 2025
Figure
In IN
Lender, all states
IN, all lenders
Applications
1,467
1,548
286,494
Loans originated
950
993
178,349
Median interest rate
6.750%
6.750%
6.500%
Median total loan costs
$2,399
$2,438
$4,090
Denial rate
22.9%
23.2%
20.1%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Interra Credit Union in Indiana, 2025Each value has the median of all lenders in Indiana under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in IN
231
6.750%IN 6.500%
$2,399IN $4,090
$875IN $1,640
$529IN $2,006
$413IN $340
0.351IN 0.306
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.351 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,053 more a year, or $88 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Indiana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Interra Credit Union were in Indiana in 2025?
950 of its loans originated, out of 993 in all states. That is 95.7%.
In which counties of Indiana did Interra Credit Union originate the most loans in 2025?
The three with the most loans were Elkhart County (572), LaGrange County (128) and Kosciusko County (82).
Which loan types did Interra Credit Union originate in Indiana in 2025?
All its loans in the state were of one type: 950 conventional.
How did the applications of Interra Credit Union in Indiana change from 2022 to 2025?
It reported 1,801 applications in 2022 and 1,467 in 2025.