Name of the lender

Rain City Capital, LLC in North CarolinaMortgage rates, total loan costs and denial rate for homes in North Carolina, 2025

HMDA year2025

StateNorth Carolina

Head office: Kirkland, WA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Rain City Capital, LLC reported 114 applications for homes in North Carolina in the HMDA data of 2025.

It originated 55 loans in the state in 2025, for $13.2 million in total.

This page shows no median interest rate for North Carolina in 2025: under 20 loans with a rate.

This page shows no median total loan costs for North Carolina, because fewer than 20 loans report the amount.

It denied 51.8% of the applications that it decided in the state in 2025, and the state denial rate was 22.8%.

Filed figures of Rain City Capital, LLC in North Carolina, 2025
Figure	In NC	Lender, all states	NC, all lenders
Applications	114	3,585	486,376
Loans originated	55	2,118	281,159
Median interest rate	n/a	n/a	6.250%
Median total loan costs	n/a	n/a	$5,696
Denial rate	51.8%	40.9%	22.8%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in NC

Median interest rate in NCNot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in North Carolina by the action taken
Action taken	Records	Share
1Loan originated	55	48.2%
2Application approved but not accepted	0	0.0%
3Application denied	59	51.8%
4Application withdrawn by applicant	0	0.0%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in North Carolina by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	114	55	51.8%

Counties in North Carolina

No county in North Carolina has 25 applications of this lender or more.

Figures by year

Rain City Capital, LLC in North Carolina by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	114	55	$13.2 million	n/a	n/a	51.8%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Rain City Capital, LLC in North Carolina, 2025", https://lenderregister.com/lender/5493004t38nmc864vl66-rain-city-capital-llc/nc/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in North Carolina. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Rain City Capital, LLC were in North Carolina in 2025?: 55 of its loans originated, out of 2,118 in all states. That is 2.6%.
Which loan types did Rain City Capital, LLC originate in North Carolina in 2025?: All its loans in the state were of one type: 55 conventional.
What share of the applications in North Carolina did Rain City Capital, LLC report in 2025?: 0.0%: 114 out of 486,376 applications of all lenders in the state.
How many lenders have 25 applications or more in North Carolina?: 492 lenders have 25 applications or more in North Carolina in 2025. The state page lists each lender.