Name of the lender

Rain City Capital, LLC in OklahomaMortgage rates, total loan costs and denial rate for homes in Oklahoma, 2025

HMDA year2025

StateOklahoma

Head office: Kirkland, WA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Rain City Capital, LLC reported 327 applications for homes in Oklahoma in the HMDA data of 2025.

It originated 196 loans in the state in 2025, for $29.4 million in total.

This page shows no median interest rate for Oklahoma in 2025: under 20 loans with a rate.

This page shows no median total loan costs for Oklahoma, because fewer than 20 loans report the amount.

It denied 40.1% of the applications that it decided in the state in 2025, and the state denial rate was 22.9%.

Filed figures of Rain City Capital, LLC in Oklahoma, 2025
Figure	In OK	Lender, all states	OK, all lenders
Applications	327	3,585	140,899
Loans originated	196	2,118	79,051
Median interest rate	n/a	n/a	6.500%
Median total loan costs	n/a	n/a	$6,206
Denial rate	40.1%	40.9%	22.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in OK

Median interest rate in OKNot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Oklahoma by the action taken
Action taken	Records	Share
1Loan originated	196	59.9%
2Application approved but not accepted	0	0.0%
3Application denied	131	40.1%
4Application withdrawn by applicant	0	0.0%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Oklahoma by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	327	196	40.1%

Counties in Oklahoma

Counties of Rain City Capital, LLC in Oklahoma with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Oklahoma County	31	27	$4.3 million	12.9%

Figures by year

Rain City Capital, LLC in Oklahoma by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	327	196	$29.4 million	n/a	n/a	40.1%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	131	106	$17.0 million	n/a	n/a	0.0%
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Rain City Capital, LLC in Oklahoma: mortgage rates, 2025", https://lenderregister.com/lender/5493004t38nmc864vl66-rain-city-capital-llc/ok/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oklahoma. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Rain City Capital, LLC were in Oklahoma in 2025?: 196 of its loans originated, out of 2,118 in all states. That is 9.3%.
In which counties of Oklahoma did Rain City Capital, LLC originate the most loans in 2025?: Only one county has 50 applications or more of the lender: Oklahoma County, with 27 loans originated.
Which loan types did Rain City Capital, LLC originate in Oklahoma in 2025?: All its loans in the state were of one type: 196 conventional.
How did the applications of Rain City Capital, LLC in Oklahoma change from 2023 to 2025?: It reported 131 applications in 2023 and 327 in 2025.