Name of the lender

Rain City Capital, LLC in OregonMortgage rates, total loan costs and denial rate for homes in Oregon, 2025

HMDA year2025

StateOregon

Head office: Kirkland, WA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Rain City Capital, LLC reported 233 applications for homes in Oregon in the HMDA data of 2025.

It originated 168 loans in the state in 2025, for $59.6 million in total.

This page shows no median interest rate for Oregon in 2025: under 20 loans with a rate.

This page shows no median total loan costs for Oregon, because fewer than 20 loans report the amount.

It denied 27.9% of the applications that it decided in the state in 2025, and the state denial rate was 19.2%.

Filed figures of Rain City Capital, LLC in Oregon, 2025
Figure	In OR	Lender, all states	OR, all lenders
Applications	233	3,585	147,444
Loans originated	168	2,118	89,385
Median interest rate	n/a	n/a	6.490%
Median total loan costs	n/a	n/a	$7,576
Denial rate	27.9%	40.9%	19.2%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in OR

Median interest rate in ORNot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Oregon by the action taken
Action taken	Records	Share
1Loan originated	168	72.1%
2Application approved but not accepted	0	0.0%
3Application denied	65	27.9%
4Application withdrawn by applicant	0	0.0%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Oregon by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	233	168	27.9%

Counties in Oregon

No county in Oregon has 25 applications of this lender or more.

Figures by year

Rain City Capital, LLC in Oregon by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	233	168	$59.6 million	n/a	n/a	27.9%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	230	174	$64.7 million	n/a	n/a	0.0%
2022	214	147	$51.4 million	n/a	n/a	0.0%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Rain City Capital, LLC in Oregon: mortgage rates, 2025", https://lenderregister.com/lender/5493004t38nmc864vl66-rain-city-capital-llc/or/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Oregon. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Rain City Capital, LLC were in Oregon in 2025?: 168 of its loans originated, out of 2,118 in all states. That is 7.9%.
Which loan types did Rain City Capital, LLC originate in Oregon in 2025?: All its loans in the state were of one type: 168 conventional.
How did the applications of Rain City Capital, LLC in Oregon change from 2022 to 2025?: It reported 214 applications in 2022 and 233 in 2025.
What share of the applications in Oregon did Rain City Capital, LLC report in 2025?: 0.2%: 233 out of 147,444 applications of all lenders in the state.