Name of the lender

Rain City Capital, LLC in TexasMortgage rates, total loan costs and denial rate for homes in Texas, 2025

HMDA year2025

StateTexas

Head office: Kirkland, WA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Rain City Capital, LLC reported 665 applications for homes in Texas in the HMDA data of 2025.

It originated 348 loans in the state in 2025, for $96.4 million in total.

This page shows no median interest rate for Texas in 2025: under 20 loans with a rate.

This page shows no median total loan costs for Texas, because fewer than 20 loans report the amount.

It denied 47.7% of the applications that it decided in the state in 2025, and the state denial rate was 24.9%.

Filed figures of Rain City Capital, LLC in Texas, 2025
Figure	In TX	Lender, all states	TX, all lenders
Applications	665	3,585	959,692
Loans originated	348	2,118	526,689
Median interest rate	n/a	n/a	6.375%
Median total loan costs	n/a	n/a	$7,759
Denial rate	47.7%	40.9%	24.9%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in TX

Median interest rate in TXNot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Texas by the action taken
Action taken	Records	Share
1Loan originated	348	52.3%
2Application approved but not accepted	0	0.0%
3Application denied	317	47.7%
4Application withdrawn by applicant	0	0.0%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Texas by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	665	348	47.7%

Counties in Texas

Counties of Rain City Capital, LLC in Texas with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Harris County	29	15	$4.7 million	48.3%

Figures by year

Rain City Capital, LLC in Texas by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	665	348	$96.4 million	n/a	n/a	47.7%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	276	176	$44.6 million	n/a	n/a	0.0%
2022	245	160	$45.7 million	n/a	n/a	0.0%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Rain City Capital, LLC in Texas: mortgage rates, 2025", https://lenderregister.com/lender/5493004t38nmc864vl66-rain-city-capital-llc/tx/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Texas. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Rain City Capital, LLC were in Texas in 2025?: 348 of its loans originated, out of 2,118 in all states. That is 16.4%.
In which counties of Texas did Rain City Capital, LLC originate the most loans in 2025?: Only one county has 50 applications or more of the lender: Harris County, with 15 loans originated.
Which loan types did Rain City Capital, LLC originate in Texas in 2025?: All its loans in the state were of one type: 348 conventional.
How did the applications of Rain City Capital, LLC in Texas change from 2022 to 2025?: It reported 245 applications in 2022 and 665 in 2025.