Name of the lender

Rain City Capital, LLC in WashingtonMortgage rates, total loan costs and denial rate for homes in Washington, 2025

HMDA year2025

StateWashington

Head office: Kirkland, WA
Reporting agency: Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

All states of this lender

Rain City Capital, LLC reported 587 applications for homes in Washington in the HMDA data of 2025.

It originated 418 loans in the state in 2025, for $219 million in total.

This page shows no median interest rate for Washington in 2025: under 20 loans with a rate.

This page shows no median total loan costs for Washington, because fewer than 20 loans report the amount.

It denied 28.8% of the applications that it decided in the state in 2025, and the state denial rate was 19.5%.

Filed figures of Rain City Capital, LLC in Washington, 2025
Figure	In WA	Lender, all states	WA, all lenders
Applications	587	3,585	287,311
Loans originated	418	2,118	175,441
Median interest rate	n/a	n/a	6.375%
Median total loan costs	n/a	n/a	$7,141
Denial rate	28.8%	40.9%	19.5%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in WA

Median interest rate in WANot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in Washington by the action taken
Action taken	Records	Share
1Loan originated	418	71.2%
2Application approved but not accepted	0	0.0%
3Application denied	169	28.8%
4Application withdrawn by applicant	0	0.0%
5File closed for incompleteness	0	0.0%
6Purchased loan	0	0.0%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in Washington by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	587	418	28.8%

Counties in Washington

Counties of Rain City Capital, LLC in Washington with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
King County	31	27	$21.4 million	12.9%

Figures by year

Rain City Capital, LLC in Washington by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	587	418	$219 million	n/a	n/a	28.8%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	517	354	$150 million	n/a	n/a	0.0%
2022	521	372	$168 million	n/a	n/a	0.0%

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.

Cite this page

Page: Lender Register, "Rain City Capital, LLC in Washington: mortgage rates, 2025", https://lenderregister.com/lender/5493004t38nmc864vl66-rain-city-capital-llc/wa/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Washington. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Rain City Capital, LLC were in Washington in 2025?: 418 of its loans originated, out of 2,118 in all states. That is 19.7%.
In which counties of Washington did Rain City Capital, LLC originate the most loans in 2025?: Only one county has 50 applications or more of the lender: King County, with 27 loans originated.
Which loan types did Rain City Capital, LLC originate in Washington in 2025?: All its loans in the state were of one type: 418 conventional.
How did the applications of Rain City Capital, LLC in Washington change from 2022 to 2025?: It reported 521 applications in 2022 and 587 in 2025.