Lenders › Delmar Financial Company › Nebraska
Delmar Financial Company in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Delmar Financial Company reported 123 applications and 102 originations for 2024, $24m in all.
Its denial rate in the state was 2.6%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 2.0%.
The median rate spread on its Nebraska originations was 0.3 percentage points (state median 0.3).
Applications in the state were up 45% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Delmar Financial Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 2.6% | 17.2% | 2.0% | 24.3% |
| Median rate spread, pp | 0.3 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.0% | 13.8% | 3.2% | 15.6% |
| Average originated loan | $237k | $231k | $275k | $329k |
| Home purchase share | 96.1% | 59.8% | 86.4% | 57.0% |
| FHA-insured share | 29.4% | 10.4% | 21.7% | 13.4% |
| VA-guaranteed share | 6.9% | 8.7% | 12.7% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 96% (98)Refinancing 2% (2)Cash-out refinancing 2% (2)
By type
Conventional 64% (65)FHA 29% (30)VA 7% (7)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lancaster County | 55 | 45 | $11m | 1.9% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Delmar Financial Company originate in Nebraska in 2024?
102 loans totalling $24m, from 123 applications reported for properties in Nebraska.
What is Delmar Financial Company's denial rate in Nebraska?
2.6% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 2.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Delmar Financial Company lend in most?
By originations: Lancaster County (45).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.