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Pulte Mortgage LLC in Arizona

HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview

LEI 5493004WMLN60ZJ2ON46
Reporting agency Department of Housing and Urban Development
State Arizona

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Pulte Mortgage LLC's 2024 HMDA record for Arizona covers 1,781 applications, 1,291 of them originated, worth $569m.

Its denial rate in the state was 10.5%, below the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 13.4%.

The median rate spread on its Arizona originations was -0.9 percentage points (state median 0.3).

Applications in the state were about level with 2023.

1,781applications in AZ, 20246.4% of the lender's total
1,291loans originated$569m
10.5%denial rateAZ all lenders 22.2%
-0.9 ppmedian rate spreadAZ 0.3 pp

Compared with the state and the lender's national record

MeasureIn ArizonaArizona, all lendersPulte Mortgage LLC, all statesUnited States
Denial rate10.5%22.2%13.4%24.3%
Median rate spread, pp-0.90.3-0.50.3
Originations with spread of 1.5 pp or more0.2%16.7%0.1%15.6%
Average originated loan$441k$353k$422k$329k
Home purchase share100.0%55.6%100.0%57.0%
FHA-insured share24.4%17.9%15.4%13.4%
VA-guaranteed share15.9%9.6%10.1%7.9%

Trend by year

ApplicationsOriginations

0901.51,8032022: 1,803 Applications2023: 1,730 Applications2024: 1,781 Applications2022: 1,310 Originations2023: 1,145 Originations2024: 1,291 Originations202220232024
Pulte Mortgage LLC in Arizona: applications and originations, 2022–2024

This lender in stateArizona, all lenders

0%12.3%24.6%2022: 10.5% This lender in state2023: 12.4% This lender in state2024: 10.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arizona

By purpose

Home purchase 100% (1,291)

By type

Conventional 60% (771)FHA 24% (315)VA 16% (205)

Denial reasons as coded

Debt-to-income ratio62.5%
Credit history19.1%
Insufficient cash (downpayment, closing costs)13.8%
Other3.3%
Employment history1.3%
Collateral0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 152 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arizona

CountyApplicationsOriginationsAmountDenial rate
Maricopa County1,173845$388m11.5%
Pima County360266$113m8.6%
Pinal County247180$68m8.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Pulte Mortgage LLC originate in Arizona in 2024?

1,291 loans totalling $569m, from 1,781 applications reported for properties in Arizona.

What is Pulte Mortgage LLC's denial rate in Arizona?

10.5% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arizona counties does Pulte Mortgage LLC lend in most?

By originations: Maricopa County (845), Pima County (266), Pinal County (180).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.