Lenders › Pulte Mortgage LLC › Florida
Pulte Mortgage LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Pulte Mortgage LLC reported 6,275 applications and 4,211 originations for 2024, $1.7bn in all.
Its denial rate in the state was 16.9%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 13.4%.
The median rate spread on its Florida originations was -0.6 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Pulte Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 16.9% | 29.0% | 13.4% | 24.3% |
| Median rate spread, pp | -0.6 | 0.3 | -0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.1% | 16.4% | 0.1% | 15.6% |
| Average originated loan | $414k | $359k | $422k | $329k |
| Home purchase share | 100.0% | 62.9% | 100.0% | 57.0% |
| FHA-insured share | 13.2% | 17.7% | 15.4% | 13.4% |
| VA-guaranteed share | 11.8% | 9.5% | 10.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 100% (4,211)
By type
Conventional 75% (3,158)FHA 13% (554)VA 12% (499)
Denial reasons as coded
Share of 859 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Orange County | 700 | 433 | $218m | 24.2% |
| Manatee County | 481 | 356 | $145m | 7.3% |
| Sarasota County | 480 | 352 | $139m | 10.8% |
| Lee County | 463 | 319 | $125m | 15.2% |
| Osceola County | 514 | 307 | $118m | 27.1% |
| Polk County | 405 | 246 | $88m | 30.9% |
| St. Johns County | 297 | 215 | $82m | 8.9% |
| Collier County | 317 | 197 | $85m | 18.6% |
| Pasco County | 256 | 197 | $94m | 9.6% |
| Hillsborough County | 248 | 179 | $79m | 15.5% |
| Lake County | 284 | 172 | $73m | 20.0% |
| St. Lucie County | 247 | 158 | $61m | 17.7% |
| Duval County | 196 | 141 | $48m | 15.4% |
| Marion County | 194 | 133 | $37m | 5.7% |
| Nassau County | 169 | 132 | $45m | 6.3% |
| Charlotte County | 163 | 115 | $46m | 12.9% |
| Broward County | 141 | 99 | $55m | 17.5% |
| Clay County | 149 | 97 | $41m | 18.5% |
| Palm Beach County | 140 | 90 | $52m | 18.2% |
| Brevard County | 111 | 77 | $29m | 4.9% |
| Indian River County | 132 | 73 | $26m | 18.0% |
| Seminole County | 59 | 41 | $14m | 23.6% |
| Volusia County | 59 | 41 | $15m | 18.0% |
| Martin County | 41 | 25 | $24m | 7.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pulte Mortgage LLC originate in Florida in 2024?
4,211 loans totalling $1.7bn, from 6,275 applications reported for properties in Florida.
What is Pulte Mortgage LLC's denial rate in Florida?
16.9% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Pulte Mortgage LLC lend in most?
By originations: Orange County (433), Manatee County (356), Sarasota County (352), Lee County (319), Osceola County (307).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.