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Pulte Mortgage LLC in New Mexico

HMDA record for properties in New Mexico, calendar year 2024. National record · New Mexico overview

LEI 5493004WMLN60ZJ2ON46
Reporting agency Department of Housing and Urban Development
State New Mexico

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Pulte Mortgage LLC's 2024 HMDA record for New Mexico covers 482 applications, 306 of them originated, worth $134m.

Its denial rate in the state was 15.5%, below the New Mexico rate of 25.7% across all lenders and compared with the lender's national rate of 13.4%.

The median rate spread on its New Mexico originations was -0.8 percentage points (state median 0.4).

Applications in the state were about level with 2023.

482applications in NM, 20241.7% of the lender's total
306loans originated$134m
15.5%denial rateNM all lenders 25.7%
-0.8 ppmedian rate spreadNM 0.4 pp

Compared with the state and the lender's national record

MeasureIn New MexicoNew Mexico, all lendersPulte Mortgage LLC, all statesUnited States
Denial rate15.5%25.7%13.4%24.3%
Median rate spread, pp-0.80.4-0.50.3
Originations with spread of 1.5 pp or more0.3%22.3%0.1%15.6%
Average originated loan$439k$247k$422k$329k
Home purchase share100.0%62.7%100.0%57.0%
FHA-insured share13.4%17.8%15.4%13.4%
VA-guaranteed share15.4%12.0%10.1%7.9%

Trend by year

ApplicationsOriginations

02424842022: 442 Applications2023: 484 Applications2024: 482 Applications2022: 256 Originations2023: 288 Originations2024: 306 Originations202220232024
Pulte Mortgage LLC in New Mexico: applications and originations, 2022–2024

This lender in stateNew Mexico, all lenders

0%13.4%26.8%2022: 16% This lender in state2023: 16% This lender in state2024: 15.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Mexico

By purpose

Home purchase 100% (306)

By type

Conventional 71% (218)FHA 13% (41)VA 15% (47)

Denial reasons as coded

Debt-to-income ratio54.4%
Credit history22.8%
Insufficient cash (downpayment, closing costs)22.8%
Employment history0%
Collateral0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 57 denials in New Mexico by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Mexico

CountyApplicationsOriginationsAmountDenial rate
Sandoval County226135$54m16.9%
Bernalillo County161103$45m16.1%
Santa Fe County9065$34m9.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Pulte Mortgage LLC originate in New Mexico in 2024?

306 loans totalling $134m, from 482 applications reported for properties in New Mexico.

What is Pulte Mortgage LLC's denial rate in New Mexico?

15.5% of decided applications in New Mexico were denied, against 25.7% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Mexico counties does Pulte Mortgage LLC lend in most?

By originations: Sandoval County (135), Bernalillo County (103), Santa Fe County (65).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Mexico. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.