Lenders › Primary Residential Mortgage, INC. › Alaska
Primary Residential Mortgage, INC. in Alaska
HMDA record for properties in Alaska, calendar year 2024. National record · Alaska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Primary Residential Mortgage, INC.'s 2024 HMDA record for Alaska covers 151 applications, 90 of them originated, worth $32m.
Its denial rate in the state was 10.9%, below the Alaska rate of 19.9% across all lenders and compared with the lender's national rate of 7.2%.
The median rate spread on its Alaska originations was 0.0 percentage points (state median 0.1).
Applications in the state were up 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Alaska | Alaska, all lenders | Primary Residential Mortgage, INC., all states | United States |
|---|---|---|---|---|
| Denial rate | 10.9% | 19.9% | 7.2% | 24.3% |
| Median rate spread, pp | 0.0 | 0.1 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.7% | 11.2% | 10.2% | 15.6% |
| Average originated loan | $351k | $333k | $281k | $329k |
| Home purchase share | 94.4% | 67.4% | 91.2% | 57.0% |
| FHA-insured share | 37.8% | 12.3% | 27.4% | 13.4% |
| VA-guaranteed share | 18.9% | 24.5% | 6.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateAlaska, all lenders
Loan purpose and loan type in Alaska
By purpose
Home purchase 94% (85)Refinancing 3% (3)Cash-out refinancing 2% (2)
By type
Conventional 43% (39)FHA 38% (34)VA 19% (17)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Alaska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 98 | 60 | $22m | 11.8% |
| Matanuska-Susitna Borough | 40 | 22 | $7.0m | 12.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Primary Residential Mortgage, INC. originate in Alaska in 2024?
90 loans totalling $32m, from 151 applications reported for properties in Alaska.
What is Primary Residential Mortgage, INC.'s denial rate in Alaska?
10.9% of decided applications in Alaska were denied, against 19.9% for all lenders in the state and 7.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Alaska counties does Primary Residential Mortgage, INC. lend in most?
By originations: Anchorage Municipality (60), Matanuska-Susitna Borough (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alaska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.