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Primary Residential Mortgage, INC. in Wyoming

HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview

LEI 54930052M48FOD3CWA54
Reporting agency Department of Housing and Urban Development
State Wyoming

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Primary Residential Mortgage, INC.'s 2024 HMDA record for Wyoming covers 104 applications, 78 of them originated, worth $16m.

Its denial rate in the state was 4.9%, below the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 7.2%.

The median rate spread on its Wyoming originations was 0.2 percentage points (state median 0.3).

Applications in the state were down 51% on 2023.

104applications in WY, 20240.7% of the lender's total
78loans originated$16m
4.9%denial rateWY all lenders 21.0%
0.2 ppmedian rate spreadWY 0.3 pp

Compared with the state and the lender's national record

MeasureIn WyomingWyoming, all lendersPrimary Residential Mortgage, INC., all statesUnited States
Denial rate4.9%21.0%7.2%24.3%
Median rate spread, pp0.20.30.50.3
Originations with spread of 1.5 pp or more0.0%14.6%10.2%15.6%
Average originated loan$211k$284k$281k$329k
Home purchase share91.0%59.2%91.2%57.0%
FHA-insured share34.6%17.5%27.4%13.4%
VA-guaranteed share7.7%13.1%6.8%7.9%

Trend by year

ApplicationsOriginations

01062122022: 179 Applications2023: 212 Applications2024: 104 Applications2022: 141 Originations2023: 154 Originations2024: 78 Originations202220232024
Primary Residential Mortgage, INC. in Wyoming: applications and originations, 2022–2024

This lender in stateWyoming, all lenders

0%10.5%21%2022: 4.7% This lender in state2023: 1.9% This lender in state2024: 4.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wyoming

By purpose

Home purchase 91% (71)Refinancing 3% (2)Cash-out refinancing 6% (5)

By type

Conventional 55% (43)FHA 35% (27)VA 8% (6)USDA 3% (2)

Denial reasons as coded

Withheld: fewer than 25 denials in the state.

Counties in Wyoming

CountyApplicationsOriginationsAmountDenial rate
Natrona County4235$8.0m10.3%
Goshen County2819$4.0m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Primary Residential Mortgage, INC. originate in Wyoming in 2024?

78 loans totalling $16m, from 104 applications reported for properties in Wyoming.

What is Primary Residential Mortgage, INC.'s denial rate in Wyoming?

4.9% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 7.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wyoming counties does Primary Residential Mortgage, INC. lend in most?

By originations: Natrona County (35), Goshen County (19).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.