Lenders › FBC Mortgage, LLC › Georgia
FBC Mortgage, LLC in Georgia
HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Georgia, FBC Mortgage, LLC reported 714 applications and 510 originations for 2024, $193m in all.
Its denial rate in the state was 13.6%, below the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 7.6%.
The median rate spread on its Georgia originations was -0.4 percentage points (state median 0.4).
Applications in the state were up 14% on 2023.
Compared with the state and the lender's national record
| Measure | In Georgia | Georgia, all lenders | FBC Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 13.6% | 26.9% | 7.6% | 24.3% |
| Median rate spread, pp | -0.4 | 0.4 | -0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.6% | 17.5% | 1.1% | 15.6% |
| Average originated loan | $378k | $313k | $370k | $329k |
| Home purchase share | 97.6% | 57.0% | 96.4% | 57.0% |
| FHA-insured share | 55.3% | 18.3% | 40.0% | 13.4% |
| VA-guaranteed share | 16.9% | 11.6% | 16.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateGeorgia, all lenders
Loan purpose and loan type in Georgia
By purpose
Home purchase 98% (498)Refinancing 1% (7)Cash-out refinancing 1% (5)
By type
Conventional 27% (140)FHA 55% (282)VA 17% (86)USDA 0% (2)
Denial reasons as coded
Share of 80 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Georgia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Walton County | 108 | 79 | $31m | 12.2% |
| Fulton County | 109 | 77 | $35m | 16.3% |
| Houston County | 63 | 46 | $14m | 16.4% |
| Bibb County | 58 | 41 | $13m | 8.9% |
| Troup County | 49 | 36 | $11m | 21.7% |
| Spalding County | 38 | 27 | $9.5m | 15.6% |
| Richmond County | 35 | 25 | $7.4m | 19.4% |
| Henry County | 41 | 22 | $8.1m | 21.4% |
| Cobb County | 33 | 20 | $9.1m | — |
| Gwinnett County | 27 | 20 | $8.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did FBC Mortgage, LLC originate in Georgia in 2024?
510 loans totalling $193m, from 714 applications reported for properties in Georgia.
What is FBC Mortgage, LLC's denial rate in Georgia?
13.6% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 7.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Georgia counties does FBC Mortgage, LLC lend in most?
By originations: Walton County (79), Fulton County (77), Houston County (46), Bibb County (41), Troup County (36).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.