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Anchor Loans LP in California

HMDA record for properties in California, calendar year 2024. National record · California overview

LEI 549300623VT8YKPHWM78
Reporting agency Consumer Financial Protection Bureau
State California

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In California, Anchor Loans LP reported 1,102 applications and 789 originations for 2024, $1.1bn in all.

Its denial rate in the state was 28.4%, above the California rate of 24.8% across all lenders and compared with the lender's national rate of 29.7%.

Applications in the state were about level with 2023.

1,102applications in CA, 202447.8% of the lender's total
789loans originated$1.1bn
28.4%denial rateCA all lenders 24.8%
—median rate spreadCA 0.4 pp

Compared with the state and the lender's national record

MeasureIn CaliforniaCalifornia, all lendersAnchor Loans LP, all statesUnited States
Denial rate28.4%24.8%29.7%24.3%
Median rate spread, pp—0.4—0.3
Originations with spread of 1.5 pp or more—19.9%—15.6%
Average originated loan$1.4m$566k$921k$329k
Home purchase share75.8%51.2%77.5%57.0%
FHA-insured share0.0%11.4%0.0%13.4%
VA-guaranteed share0.0%4.8%0.0%7.9%

Trend by year

ApplicationsOriginations

08951,7902022: 1,790 Applications2023: 1,078 Applications2024: 1,102 Applications2022: 1,135 Originations2023: 675 Originations2024: 789 Originations202220232024
Anchor Loans LP in California: applications and originations, 2022–2024

This lender in stateCalifornia, all lenders

0%18.7%37.4%2022: 0% This lender in state2023: 37.4% This lender in state2024: 28.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in California

By purpose

Home purchase 76% (598)Refinancing 24% (191)

By type

Conventional 100% (789)

Denial reasons as coded

Debt-to-income ratio0%
Employment history0%
Credit history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 313 denials in California by first denial reason coded (outlined bar: all lenders in the state).

Counties in California

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Anchor Loans LP originate in California in 2024?

789 loans totalling $1.1bn, from 1,102 applications reported for properties in California.

What is Anchor Loans LP's denial rate in California?

28.4% of decided applications in California were denied, against 24.8% for all lenders in the state and 29.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which California counties does Anchor Loans LP lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.