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Gvc Mortgage, Inc. in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 54930077D8KXQADF5Q23
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Gvc Mortgage, Inc.'s 2024 HMDA record for Indiana covers 3,815 applications, 3,145 of them originated, worth $758m.

Its denial rate in the state was 2.1%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 2.4%.

The median rate spread on its Indiana originations was 0.6 percentage points (state median 0.5).

Applications in the state were up 6% on 2023.

3,815applications in IN, 202474.4% of the lender's total
3,145loans originated$758m
2.1%denial rateIN all lenders 21.5%
0.6 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersGvc Mortgage, Inc., all statesUnited States
Denial rate2.1%21.5%2.4%24.3%
Median rate spread, pp0.60.50.70.3
Originations with spread of 1.5 pp or more5.8%15.8%7.0%15.6%
Average originated loan$241k$216k$237k$329k
Home purchase share91.1%53.1%91.1%57.0%
FHA-insured share23.3%14.5%25.6%13.4%
VA-guaranteed share5.6%6.0%5.6%7.9%

Trend by year

ApplicationsOriginations

02339.54,6792022: 4,679 Applications2023: 3,601 Applications2024: 3,815 Applications2022: 3,753 Originations2023: 2,913 Originations2024: 3,145 Originations202220232024
Gvc Mortgage, Inc. in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2022: 3.7% This lender in state2023: 3.6% This lender in state2024: 2.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 91% (2,864)Refinancing 5% (168)Cash-out refinancing 4% (113)

By type

Conventional 66% (2,078)FHA 23% (734)VA 6% (176)USDA 5% (157)

Denial reasons as coded

Collateral48.5%
Debt-to-income ratio19.1%
Credit history11.8%
Insufficient cash (downpayment, closing costs)7.4%
Employment history5.9%
Other4.4%
Unverifiable information2.9%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 68 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County728578$139m2.2%
Johnson County337282$80m0.4%
Hamilton County287245$90m1.6%
Allen County257221$52m3.5%
Hendricks County179148$43m0.7%
Morgan County165136$36m2.1%
Howard County143114$21m2.6%
Madison County137114$23m0.0%
Delaware County11092$15m3.1%
Hancock County9986$24m1.1%
Bartholomew County10182$19m2.4%
Decatur County8375$15m2.6%
Shelby County9169$14m2.8%
DeKalb County5651$11m1.9%
Noble County5850$10m2.0%
Steuben County6248$10m2.0%
Jennings County5346$8.5m6.1%
Tippecanoe County5540$10m4.8%
Jackson County4438$7.2m0.0%
St. Joseph County4737$8.0m7.5%
Whitley County4337$7.0m0.0%
Boone County4337$10m0.0%
Spencer County3532$4.5m3.0%
Henry County3528$5.8m6.7%
Montgomery County3527$5.0m3.6%
Monroe County3227$8.6m0.0%
Rush County2623$4.6m—
Putnam County2919$4.8m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Gvc Mortgage, Inc. originate in Indiana in 2024?

3,145 loans totalling $758m, from 3,815 applications reported for properties in Indiana.

What is Gvc Mortgage, Inc.'s denial rate in Indiana?

2.1% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 2.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Gvc Mortgage, Inc. lend in most?

By originations: Marion County (578), Johnson County (282), Hamilton County (245), Allen County (221), Hendricks County (148).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.