Lenders › Lendlo Mortgage, LLC › Alabama
Lendlo Mortgage, LLC in Alabama
HMDA record for properties in Alabama, calendar year 2024. National record · Alabama overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Lendlo Mortgage, LLC's 2024 HMDA record for Alabama covers 512 applications, 362 of them originated, worth $71m.
Its denial rate in the state was 7.4%, below the Alabama rate of 26.3% across all lenders and compared with the lender's national rate of 2.8%.
The median rate spread on its Alabama originations was 0.1 percentage points (state median 0.4).
Compared with the state and the lender's national record
| Measure | In Alabama | Alabama, all lenders | Lendlo Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 7.4% | 26.3% | 2.8% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | 0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.7% | 16.5% | 1.9% | 15.6% |
| Average originated loan | $195k | $228k | $199k | $329k |
| Home purchase share | 100.0% | 59.0% | 99.9% | 57.0% |
| FHA-insured share | 54.4% | 18.0% | 52.3% | 13.4% |
| VA-guaranteed share | 7.7% | 12.5% | 11.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateAlabama, all lenders
Loan purpose and loan type in Alabama
By purpose
Home purchase 100% (362)
By type
Conventional 26% (95)FHA 54% (197)VA 8% (28)USDA 12% (42)
Denial reasons as coded
Share of 29 denials in Alabama by first denial reason coded (outlined bar: all lenders in the state).
Counties in Alabama
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| St. Clair County | 122 | 91 | $16m | 2.2% |
| Madison County | 84 | 59 | $12m | 7.8% |
| Talladega County | 75 | 54 | $9.5m | 11.5% |
| Tuscaloosa County | 85 | 48 | $10m | 14.0% |
| Shelby County | 43 | 34 | $6.6m | 0.0% |
| Morgan County | 33 | 25 | $5.0m | 13.8% |
| Jefferson County | 38 | 24 | $4.9m | 11.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lendlo Mortgage, LLC originate in Alabama in 2024?
362 loans totalling $71m, from 512 applications reported for properties in Alabama.
What is Lendlo Mortgage, LLC's denial rate in Alabama?
7.4% of decided applications in Alabama were denied, against 26.3% for all lenders in the state and 2.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Alabama counties does Lendlo Mortgage, LLC lend in most?
By originations: St. Clair County (91), Madison County (59), Talladega County (54), Tuscaloosa County (48), Shelby County (34).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alabama. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.