Lender Register

Lenders › Lendlo Mortgage, LLC › Arkansas

Lendlo Mortgage, LLC in Arkansas

HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview

LEI 5493007ASPHNTEYEZ797
Reporting agency Department of Housing and Urban Development
State Arkansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lendlo Mortgage, LLC's 2024 HMDA record for Arkansas covers 1,195 applications, 972 of them originated, worth $194m.

Its denial rate in the state was 3.8%, below the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 2.8%.

The median rate spread on its Arkansas originations was 0.3 percentage points (state median 0.4).

1,195applications in AR, 202427.7% of the lender's total
972loans originated$194m
3.8%denial rateAR all lenders 25.0%
0.3 ppmedian rate spreadAR 0.4 pp

Compared with the state and the lender's national record

MeasureIn ArkansasArkansas, all lendersLendlo Mortgage, LLC, all statesUnited States
Denial rate3.8%25.0%2.8%24.3%
Median rate spread, pp0.30.40.00.3
Originations with spread of 1.5 pp or more0.7%17.6%1.9%15.6%
Average originated loan$200k$220k$199k$329k
Home purchase share99.8%60.8%99.9%57.0%
FHA-insured share48.7%15.3%52.3%13.4%
VA-guaranteed share11.1%9.5%11.0%7.9%

Trend by year

ApplicationsOriginations

0597.51,1952024: 1,195 Applications2024: 972 Originations202220232024
Lendlo Mortgage, LLC in Arkansas: applications and originations, 2022–2024

This lender in stateArkansas, all lenders

0%13.3%26.7%2024: 3.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arkansas

By purpose

Home purchase 100% (970)Refinancing 0% (1)Other purpose 0% (1)

By type

Conventional 28% (274)FHA 49% (473)VA 11% (108)USDA 12% (117)

Denial reasons as coded

Debt-to-income ratio53.8%
Credit application incomplete15.4%
Credit history12.8%
Unverifiable information7.7%
Insufficient cash (downpayment, closing costs)5.1%
Employment history2.6%
Collateral2.6%
Mortgage insurance denied0%
Other0%

Share of 39 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arkansas

CountyApplicationsOriginationsAmountDenial rate
Benton County333270$55m4.6%
Washington County254182$41m5.2%
Saline County156134$26m6.3%
Faulkner County151133$24m0.0%
Pulaski County8877$15m3.8%
White County6056$10m1.8%
Craighead County6950$8.9m1.9%
Lonoke County4439$7.0m4.9%
Sebastian County3628$6.0m0.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lendlo Mortgage, LLC originate in Arkansas in 2024?

972 loans totalling $194m, from 1,195 applications reported for properties in Arkansas.

What is Lendlo Mortgage, LLC's denial rate in Arkansas?

3.8% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 2.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arkansas counties does Lendlo Mortgage, LLC lend in most?

By originations: Benton County (270), Washington County (182), Saline County (134), Faulkner County (133), Pulaski County (77).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.