Armed Forces Bank, N.A. reported 196 applications for homes in Virginia in the HMDA data of 2025.
It originated 128 loans in the state in 2025, for $61.7 million in total.
The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in Virginia was 6.375%.
The median total loan costs in 2025 were $5,748, and the state median was $6,600.
It denied 14.6% of the applications that it decided in the state in 2025, and the state denial rate was 20.3%.
Filed figures of Armed Forces Bank, N.A. in Virginia, 2025
Figure
In VA
Lender, all states
VA, all lenders
Applications
196
2,342
341,163
Loans originated
128
1,339
203,054
Median interest rate
6.125%
6.125%
6.375%
Median total loan costs
$5,748
$5,568
$6,600
Denial rate
14.6%
20.4%
20.3%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Armed Forces Bank, N.A. in Virginia, 2025Each value has the median of all lenders in Virginia under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in VA
125
6.125%VA 6.375%
$5,748VA $6,600
$0VA $2,188
$1,696VA $3,060
$100VA $649
−0.429VA 0.063
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.429 percentage points below the average prime offer rate. On a loan of $300,000, that is about $1,287 less a year, or $107 less a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Virginia. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Armed Forces Bank, N.A. were in Virginia in 2025?
128 of its loans originated, out of 1,339 in all states. That is 9.6%.
In which counties of Virginia did Armed Forces Bank, N.A. originate the most loans in 2025?
The three with the most loans were Virginia Beach city (30) and Fairfax County (23).
Which loan types did Armed Forces Bank, N.A. originate in Virginia in 2025?
26 conventional, 4 FHA and 98 VA.
How did the applications of Armed Forces Bank, N.A. in Virginia change from 2022 to 2025?
It reported 134 applications in 2022 and 196 in 2025.