The Community Bank reported 362 applications for homes in Ohio in the HMDA data of 2025.
It originated 266 loans in the state in 2025, for $55.3 million in total.
The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Ohio was 6.500%.
The median total loan costs in 2025 were $3,480, and the state median was $5,199.
It denied 8.9% of the applications that it decided in the state in 2025, and the state denial rate was 21.9%.
Filed figures of The Community Bank in Ohio, 2025
Figure
In OH
Lender, all states
OH, all lenders
Applications
362
362
464,003
Loans originated
266
266
277,933
Median interest rate
6.625%
6.625%
6.500%
Median total loan costs
$3,480
$3,480
$5,199
Denial rate
8.9%
8.9%
21.9%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of The Community Bank in Ohio, 2025Each value has the median of all lenders in Ohio under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in OH
163
6.625%OH 6.500%
$3,480OH $5,199
$790OH $1,890
n/aOH $2,024
$50OH $431
0.174OH 0.287
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.174 percentage points above the average prime offer rate. On a loan of $300,000, that is about $522 more a year, or $44 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Ohio. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of The Community Bank were in Ohio in 2025?
266 of its loans originated, out of 266 in all states. That is 100.0%.
In which counties of Ohio did The Community Bank originate the most loans in 2025?
The three with the most loans were Muskingum County (100), Licking County (87) and Guernsey County (33).
Which loan types did The Community Bank originate in Ohio in 2025?
All its loans in the state were of one type: 266 conventional.
How did the applications of The Community Bank in Ohio change from 2022 to 2025?
It reported 586 applications in 2022 and 362 in 2025.