Lenders › Member First Mortgage, LLC › Pennsylvania
Member First Mortgage, LLC in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Pennsylvania, Member First Mortgage, LLC reported 113 applications and 45 originations for 2024, $9.6m in all.
Its denial rate in the state was 29.9%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 27.1%.
The median rate spread on its Pennsylvania originations was 0.3 percentage points (state median 0.3).
Applications in the state were up 22% on 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | Member First Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 29.9% | 24.2% | 27.1% | 24.3% |
| Median rate spread, pp | 0.3 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.7% | 14.1% | 4.9% | 15.6% |
| Average originated loan | $214k | $226k | $299k | $329k |
| Home purchase share | 86.7% | 48.7% | 72.5% | 57.0% |
| FHA-insured share | 20.0% | 9.8% | 22.5% | 13.4% |
| VA-guaranteed share | 4.4% | 4.0% | 3.7% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home purchase 87% (39)Refinancing 7% (3)Cash-out refinancing 7% (3)
By type
Conventional 76% (34)FHA 20% (9)VA 4% (2)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Pennsylvania
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Member First Mortgage, LLC originate in Pennsylvania in 2024?
45 loans totalling $9.6m, from 113 applications reported for properties in Pennsylvania.
What is Member First Mortgage, LLC's denial rate in Pennsylvania?
29.9% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 27.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does Member First Mortgage, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.