Lenders › Bremer Bank NA › Wisconsin
Bremer Bank NA in Wisconsin
HMDA record for properties in Wisconsin, calendar year 2024. National record · Wisconsin overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Wisconsin, Bremer Bank NA reported 209 applications and 155 originations for 2024, $29m in all.
Its denial rate in the state was 11.2%, below the Wisconsin rate of 17.1% across all lenders and compared with the lender's national rate of 11.9%.
The median rate spread on its Wisconsin originations was 0.5 percentage points (state median 0.2).
Applications in the state were down 15% on 2023.
Compared with the state and the lender's national record
| Measure | In Wisconsin | Wisconsin, all lenders | Bremer Bank NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.2% | 17.1% | 11.9% | 24.3% |
| Median rate spread, pp | 0.5 | 0.2 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 35.8% | 11.0% | 22.8% | 15.6% |
| Average originated loan | $186k | $223k | $332k | $329k |
| Home purchase share | 25.8% | 46.3% | 46.2% | 57.0% |
| FHA-insured share | 0.6% | 5.6% | 2.9% | 13.4% |
| VA-guaranteed share | 0.0% | 4.3% | 0.7% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWisconsin, all lenders
Loan purpose and loan type in Wisconsin
By purpose
Home purchase 26% (40)Home improvement 7% (11)Refinancing 19% (29)Cash-out refinancing 10% (16)Other purpose 38% (59)
By type
Conventional 99% (154)FHA 1% (1)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Wisconsin
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Polk County | 35 | 29 | $4.9m | 14.7% |
| St. Croix County | 36 | 28 | $6.2m | 6.7% |
| Burnett County | 33 | 22 | $2.9m | 15.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Bremer Bank NA originate in Wisconsin in 2024?
155 loans totalling $29m, from 209 applications reported for properties in Wisconsin.
What is Bremer Bank NA's denial rate in Wisconsin?
11.2% of decided applications in Wisconsin were denied, against 17.1% for all lenders in the state and 11.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Wisconsin counties does Bremer Bank NA lend in most?
By originations: Polk County (29), St. Croix County (28), Burnett County (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wisconsin. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.