Lenders › American Financial Network, Inc. › Florida
American Financial Network, Inc. in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, American Financial Network, Inc. reported 3,231 applications and 1,846 originations for 2024, $567m in all.
Its denial rate in the state was 14.9%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 13.2%.
The median rate spread on its Florida originations was 0.7 percentage points (state median 0.3).
Applications in the state were down 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | American Financial Network, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 14.9% | 29.0% | 13.2% | 24.3% |
| Median rate spread, pp | 0.7 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 21.8% | 16.4% | 20.7% | 15.6% |
| Average originated loan | $307k | $359k | $335k | $329k |
| Home purchase share | 86.7% | 62.9% | 81.3% | 57.0% |
| FHA-insured share | 29.7% | 17.7% | 34.9% | 13.4% |
| VA-guaranteed share | 6.9% | 9.5% | 8.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 87% (1,601)Refinancing 3% (54)Cash-out refinancing 10% (191)
By type
Conventional 63% (1,164)FHA 30% (548)VA 7% (128)USDA 0% (6)
Denial reasons as coded
Share of 326 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 287 | 201 | $43m | 4.7% |
| Broward County | 257 | 132 | $62m | 21.1% |
| Lee County | 210 | 130 | $41m | 14.9% |
| Alachua County | 160 | 105 | $30m | 1.9% |
| Hillsborough County | 193 | 104 | $38m | 17.8% |
| Pinellas County | 177 | 100 | $34m | 9.8% |
| Polk County | 154 | 92 | $22m | 17.9% |
| Miami-Dade County | 188 | 82 | $36m | 31.1% |
| Orange County | 158 | 79 | $24m | 22.3% |
| Pasco County | 143 | 79 | $22m | 13.2% |
| Palm Beach County | 134 | 65 | $26m | 17.7% |
| Osceola County | 104 | 62 | $19m | 12.7% |
| Brevard County | 93 | 54 | $12m | 18.2% |
| Columbia County | 64 | 45 | $11m | 2.2% |
| Collier County | 62 | 42 | $21m | 8.7% |
| Citrus County | 50 | 37 | $7.7m | 0.0% |
| Volusia County | 69 | 35 | $8.6m | 18.2% |
| Lake County | 65 | 35 | $9.9m | 20.0% |
| Duval County | 74 | 34 | $9.6m | 16.7% |
| St. Lucie County | 50 | 28 | $8.6m | 26.3% |
| Sumter County | 38 | 27 | $6.9m | 0.0% |
| Seminole County | 47 | 26 | $6.5m | 10.3% |
| Hernando County | 47 | 24 | $6.0m | 22.6% |
| Charlotte County | 40 | 23 | $6.2m | 20.7% |
| Sarasota County | 36 | 22 | $6.4m | 20.7% |
| Manatee County | 32 | 21 | $7.5m | — |
| Escambia County | 29 | 13 | $2.8m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did American Financial Network, Inc. originate in Florida in 2024?
1,846 loans totalling $567m, from 3,231 applications reported for properties in Florida.
What is American Financial Network, Inc.'s denial rate in Florida?
14.9% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 13.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does American Financial Network, Inc. lend in most?
By originations: Marion County (201), Broward County (132), Lee County (130), Alachua County (105), Hillsborough County (104).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.