Lender Register

Lenders › American Financial Network, Inc. › Indiana

American Financial Network, Inc. in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 5493008NWHQT1R22C024
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

American Financial Network, Inc.'s 2024 HMDA record for Indiana covers 682 applications, 483 of them originated, worth $106m.

Its denial rate in the state was 5.6%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 13.2%.

The median rate spread on its Indiana originations was 0.7 percentage points (state median 0.5).

Applications in the state were up 29% on 2023.

682applications in IN, 20243.2% of the lender's total
483loans originated$106m
5.6%denial rateIN all lenders 21.5%
0.7 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersAmerican Financial Network, Inc., all statesUnited States
Denial rate5.6%21.5%13.2%24.3%
Median rate spread, pp0.70.50.60.3
Originations with spread of 1.5 pp or more10.8%15.8%20.7%15.6%
Average originated loan$220k$216k$335k$329k
Home purchase share78.1%53.1%81.3%57.0%
FHA-insured share34.6%14.5%34.9%13.4%
VA-guaranteed share6.8%6.0%8.5%7.9%

Trend by year

ApplicationsOriginations

0378.57572022: 757 Applications2023: 530 Applications2024: 682 Applications2022: 425 Originations2023: 362 Originations2024: 483 Originations202220232024
American Financial Network, Inc. in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2022: 5.1% This lender in state2023: 2.7% This lender in state2024: 5.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 78% (377)Refinancing 4% (19)Cash-out refinancing 18% (87)

By type

Conventional 53% (255)FHA 35% (167)VA 7% (33)USDA 6% (28)

Denial reasons as coded

Debt-to-income ratio34.5%
Credit history31%
Other24.1%
Unverifiable information6.9%
Collateral3.4%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 29 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Jasper County128108$24m0.9%
Lake County135105$24m3.6%
Porter County6548$13m3.9%
Newton County5344$8.4m4.3%
LaPorte County2619$4.2m—
Marion County5418$3.4m30.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did American Financial Network, Inc. originate in Indiana in 2024?

483 loans totalling $106m, from 682 applications reported for properties in Indiana.

What is American Financial Network, Inc.'s denial rate in Indiana?

5.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 13.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does American Financial Network, Inc. lend in most?

By originations: Jasper County (108), Lake County (105), Porter County (48), Newton County (44), LaPorte County (19).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.