Lenders › LendingOne LLC › Arizona
LendingOne LLC in Arizona
HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arizona, LendingOne LLC reported 147 applications and 36 originations for 2024, $20m in all.
Its denial rate in the state was 71.4%, above the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 65.0%.
Applications in the state were up 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Arizona | Arizona, all lenders | LendingOne LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 71.4% | 22.2% | 65.0% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.7% | — | 15.6% |
| Average originated loan | $548k | $353k | $500k | $329k |
| Home purchase share | 41.7% | 55.6% | 40.3% | 57.0% |
| FHA-insured share | 0.0% | 17.9% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.6% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArizona, all lenders
Loan purpose and loan type in Arizona
By purpose
Home purchase 42% (15)Home improvement 3% (1)Refinancing 25% (9)Cash-out refinancing 31% (11)
By type
Conventional 100% (36)
Denial reasons as coded
Share of 90 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arizona
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Pima County | 63 | 16 | $7.3m | 71.9% |
| Maricopa County | 55 | 16 | $12m | 66.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did LendingOne LLC originate in Arizona in 2024?
36 loans totalling $20m, from 147 applications reported for properties in Arizona.
What is LendingOne LLC's denial rate in Arizona?
71.4% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 65.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arizona counties does LendingOne LLC lend in most?
By originations: Pima County (16), Maricopa County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.