Lenders › LendingOne LLC › Florida
LendingOne LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
LendingOne LLC's 2024 HMDA record for Florida covers 999 applications, 280 of them originated, worth $241m.
Its denial rate in the state was 67.7%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 65.0%.
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | LendingOne LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 67.7% | 29.0% | 65.0% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.4% | — | 15.6% |
| Average originated loan | $862k | $359k | $500k | $329k |
| Home purchase share | 35.4% | 62.9% | 40.3% | 57.0% |
| FHA-insured share | 0.0% | 17.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 35% (99)Home improvement 8% (22)Refinancing 10% (27)Cash-out refinancing 47% (132)
By type
Conventional 100% (280)
Denial reasons as coded
Share of 586 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 145 | 44 | $44m | 63.3% |
| Duval County | 69 | 30 | $84m | 52.4% |
| Hillsborough County | 63 | 21 | $6.3m | 63.2% |
| Pinellas County | 70 | 19 | $5.9m | 63.5% |
| Orange County | 62 | 17 | $8.4m | 67.3% |
| Lee County | 53 | 15 | $4.7m | 68.8% |
| Miami-Dade County | 77 | 12 | $4.5m | 83.1% |
| Pasco County | 34 | 12 | $2.2m | 61.3% |
| Escambia County | 26 | 12 | $3.1m | 53.8% |
| Broward County | 71 | 11 | $6.7m | 82.5% |
| St. Lucie County | 27 | 10 | $2.3m | — |
| Polk County | 26 | 5 | $895k | 80.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did LendingOne LLC originate in Florida in 2024?
280 loans totalling $241m, from 999 applications reported for properties in Florida.
What is LendingOne LLC's denial rate in Florida?
67.7% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 65.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does LendingOne LLC lend in most?
By originations: Palm Beach County (44), Duval County (30), Hillsborough County (21), Pinellas County (19), Orange County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.